3697187
turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
Announcements
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

kip16
New Member

Graduated in May and started a new job. Confused about HSA Eligibility

I graduated in May and started a new job in August. I am eligible to be claimed as a dependent on my parent's 2025 tax return. I have been told by both my employer and the company that runs the HSA account that I can contribute to an HSA if I am eligible to be claimed, but am not actually claimed. However, I have seen some contradictions on the IRS website and other online sources, so I am unsure if I am actually eligible to have an HSA.

x
Do you have an Intuit account?

Do you have an Intuit account?

You'll need to sign in or create an account to connect with an expert.

3 Replies

Graduated in May and started a new job. Confused about HSA Eligibility

The company is wrong. If you can be claimed as a dependent you can’t have an HSA even if you are not claimed. Note that if you provide more than half of your own support you can’t be claimed. 

kip16
New Member

Graduated in May and started a new job. Confused about HSA Eligibility

So the insurance plan that my employer offers automatically includes an HSA account. If I open the HSA account, but make 0 contributions until I am HSA eligible, will it still be ok to have the account?

Graduated in May and started a new job. Confused about HSA Eligibility

That’s fine but make sure that neither you nor your company makes contributions until you are eligible. 

Unlock tailored help options in your account.

message box icon

Get more help

Ask questions and learn more about your taxes and finances.

Post your Question