Did you take a disaster distribution...

[patti91]

Thank you!!  I was having the same issue and this worked!

[jerasa]

How can I change my response to this question, got confused and answer yes but don't even have IRA accounts.

Please help

[DanaB27]

If you are getting the error in the review that you have not finished Form 8915-F then you will need to delete the "Qualified 2020 Disaster Retirement Distribution and Repayment Worksheet"  (8915E wks) to remove the error.

 In TurboTax Desktop:

1. Switch to Forms mode on the top
2. Scroll down and select "8915E wks" (can be 8915E-T or 8915E-S)
3. Click "delete" and confirm the deletion
4. Switch to Step-by-Step and run the smart check again

In TurboTax Online:

1. Open or continue your return in TurboTax.
2. In the left menu, select "Tax Tools" and then "Tools".
3. In the pop-up window Tool Center, select "Delete a form".
4. Select "Delete" next to "Qualified 2020 Disaster Retirement Distr" and follow the instructions.

@jerasa 

[hollymolly123]

@jerasa , 

That, answering to Yes/No to the question, does not matter.

Click Forms, delete the form, 8915F, enter 8915, select 8915E Wks, the worksheet.

In the worksheet, you should find questions like this,  "if you received any distribution in 2022 related to a disaster that occurred in 2021 or 2022. Check this box." 

Uncheck the boxes if checked, ( C for my case).

[Brian_Kennedy]

I did not have a disaster distribution, the review at the end is still saying error having me complete disaster distribution form(?) will not let me delete form or correct error(?)

Let me know what I need to do to fix the error.

[hollymolly123]

@Brian_Kennedy 

Hi,  did you try the steps above written for @jerasa ?

[CatinaT1]

Here is a workaround provided by expert DanaB27 that is working-  

Be sure to follow the instructions carefully. Try both options if necessary. 

Please try these steps to fix the issue: 

1. Login to your TurboTax Account  
2. Click on the "Search" on the top and type “1099-R”   
3. Click on “Jump to 1099-R”  
4. If you do not have any 2022 1099-R, answer "No" to "Did you get a 1099-R in 2022?" (If you have any other 1099-R, then enter all 1099-R and after entering your last 1099-R, click "Continue" on the “Review your 1099-R info ” screen) 
5. Answer "Yes" to the "Have you ever taken a disaster distribution before 2022?" screen 
6. Answer "Yes" to "Did you take a 2020 Qualified Disaster Distribution?" 
7. Uncheck the box next to "If this was a Coronavirus-related distribution reported in 2020 check here" and click continue 
8. On the "Which disaster affected you in 2020?" screen, I selected the blank entry and clicked "back"  
9. Then recheck the box next to "If this was a Coronavirus-related distribution reported in 2020, check here" and continue. 

Another option is to delete "Form 8915-F" and "Qualified 2020 Disaster Retirement Distr" and then go back to the retirement section and reenter the information: 

1. Open or continue your return in TurboTax. 
2. Select "Tax Tools" and then "Tools" in the left menu. 
3. In the pop-up window Tool Center, select "Delete a form". 
4. Select "Delete" next to "Form 8915-F" and "Qualified 2020 Disaster Retirement Distr" and follow the instructions. 
5. Click on the "Search" on the top and type “1099-R”   
6. Click on “Jump to 1099-R”  
7. If you do not have any 2022 1099-R, answer "No" to "Did you get a 1099-R in 2022?" (If you have any other 1099-R, then enter all 1099-R, and after entering your last 1099-R, click "Continue" on the “Review your 1099-R info ” screen) 
8. Answer "Yes" to the "Have you ever taken a disaster distribution before 2022?" screen 
9. Answer "Yes" to "Did you take a 2020 Qualified Disaster Distribution?" 
10. Check the box next to "If this was a Coronavirus-related distribution reported in 2020, check here" and enter your information. 

[jerasa]

I did but it didn't work.  Ended up printing ant taking those forms off before mailing.

[hotrose]

THANK YOU SO MUCH!! 

[hollymolly123]

@hotrose , 

I think, it is helpful for other users to give more details, like explaining what actually worked.  

@hotrose 

[ccdmunoz]

There is not a yes or no box on this question.

Yes, we were in 2 hurricanes.  There is only one place to put the information for one of the hurricanes.

Next. How many disaster distributions did you take in 2023?

From FEMA?  from the insurance company?

from IRA?

I have no way to answer this question without some explanation to what the question is referring to.

[MonikaK1]

Please clarify. 

Where in the program did you encounter this issue? 

Which version of TurboTax are you using?

[ccdmunoz]

Note:  This is under "Wages & Income"

I'm using the latest version of 2023 TurboTax for PC.

Note: it is updated every time that TurboTax 2023 is opened.

The question is related to my 1099-R:

Did you take any disaster distributions in prior years or repay any prior year disaster distribution in 2023?

My question:

Is this distribution from the US government? or one that my insurance gave me?

or is this the distribution from my IRA that I had to take in order to pay for the sea wall that was destroyed during Hurricanes Ian and Nicole?

TurboTax is NOT clear on its definition.

[MarilynG1]

'Disaster Distribution' is referring to money you took out of a Retirement Fund, due to needing it for a disaster during 2018-2022.  The distribution would have been reported on a Form 1099-R.

There were exceptions to the Early Withdrawal Penalty for disaster distributions, and there was an option to spread out reporting of this income over three years during Covid.

Here's more info on Disaster Distributions. 

@ccdmunoz 

[coriduke95]

Thanks and yes this is first time I've ever done this is usually just pay someone. Idk so that helps alot! Appreciate you!