Child Tax Credit with no earned income

[syrscuba]

I am retired and received no earned income in 2024, only pension, dividends and social security. I entered all information in the return and TurboTax online states that my daughter, who is under 17, qualifies for the CTC ($2000). In 2023, my daughter qualified under the “Credit for Other Dependents” with the same incomes. Is this a potential bug? The IRS clearly states that the CTC does not start to kick in until $2,500 of earned income. 

[xmasbaby0]

If you have no income from working, you will not get the refundable portion of the CTC.   For a child under the age of 17 you may get the CTC of $2000 on line 19 of your Form 1040, which can be used to reduce your tax owed to zero.   But unless you have at least $2500 of income from working you will not get any of the refundable additional child tax credit that appears on line 28.

[Bsch4477]

You have to have earned income to get the child tax credit. 

[xmasbaby0]

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/child-tax-credit/L2lNhfGDl_US_e...

https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/additional-child-tax-credit/L6x...

https://www.irs.gov/help/ita/does-my-childdependent-qualify-for-the-child-tax-credit-or-the-credit-f...