Open TurboTax

Why sign in to the Community?

  • Submit a question
  • Check your notifications
or and start working on your taxes
Announcements
Your taxes, your way. Get expert help or do it yourself. >> Get started
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

cancel
Showing results for 
Search instead for 
Did you mean: 
hj86
New Member

Am I allowed to deduct medical expenses beyond my FSA? Is FSA already reflected on W2 or do I need to subtract the FSA amount from my total medical expense.

I am not sure since FSA is pre-tax and already deducted, if have to subtract the FSA amount from my total medical expense, which is much higher than the FSA amount. And medical expenses are divided into categories, so I am not sure where/how I am supposed to subtract it if needed. Thank you. 

1 Best answer

Accepted Solutions
IsabellaG
Employee Tax Expert

Am I allowed to deduct medical expenses beyond my FSA? Is FSA already reflected on W2 or do I need to subtract the FSA amount from my total medical expense.

Yes, you can deduct the amounts that you paid for medical expenses that are beyond the amounts paid for by your FSA.

You can't deduct medical expenses that were paid with a health savings account (HSA), medical savings account (MSA), flexible spending account (FSA) or health reimbursement account (HRA). These are all pre-tax accounts, and you can't deduct medical expenses that were paid with a pre-tax account. 

Subtract the amounts paid from your FSA from your total medical expenses and deduct the remainder. How you categorize the expense that you deduct isn't really important, as long as you aren't double deducting.

[Edit 01/25/18 11:11 AM]

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

View solution in original post

2 Replies
IsabellaG
Employee Tax Expert

Am I allowed to deduct medical expenses beyond my FSA? Is FSA already reflected on W2 or do I need to subtract the FSA amount from my total medical expense.

Yes, you can deduct the amounts that you paid for medical expenses that are beyond the amounts paid for by your FSA.

You can't deduct medical expenses that were paid with a health savings account (HSA), medical savings account (MSA), flexible spending account (FSA) or health reimbursement account (HRA). These are all pre-tax accounts, and you can't deduct medical expenses that were paid with a pre-tax account. 

Subtract the amounts paid from your FSA from your total medical expenses and deduct the remainder. How you categorize the expense that you deduct isn't really important, as long as you aren't double deducting.

[Edit 01/25/18 11:11 AM]

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
IsabellaG
Employee Tax Expert

Am I allowed to deduct medical expenses beyond my FSA? Is FSA already reflected on W2 or do I need to subtract the FSA amount from my total medical expense.

@hj86 , please see my edited answer for an FSA rather than an HSA.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

About Community

Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement.

3.49m
Members

2.63m
Discussions

Manage cookies
v