1095-A

Forum|Forum|3 years ago
February 7, 2023
5 replies
49 views

I am using downloaded turbotax Home and Business. I am retired in the OPERS system. We are now required to get our own Insurance. I received my 1095-A from my Insurance company (Aultcare).

And the columns B and C all have zeros in them. I believe this is due to receiving an HRA from OPERS

and the VIA benefits system . So I am receiving a monthly reimbursement for my premiums from my retirement funding and not the obamacare plan. So I am not qualified for that reimbursement from the government insurance. I did not receive a1095 Form from PERS.

Problem is the turbotax program will not let me enter zeros in column B. I get an error that says an amount other then zero must be entered. If I enter an amount, I know it is wrong, as I am already getting reimbursed through PERS so I don't get a tax break.

The program also says I must 1095-A if I receive one, or the IRS will reject my filing. So I am

stuck as what I am supposed to do. Do I submit the 1095-A with added info not on form or not even include it when filing my taxes?

Please help!

Thanks,

Eric

TurboTax Home & Biz Windows

Best answer by JulieS

Yes, in general you must file and report your 1095-A.

In your case, you are not required to file your 1095-A because you are not eligible to receive the Premium Tax Credit (PTC) and you did not receive any Advanced Premium Tax Credit (APTC).

You are required to include Form 1095-A when:

You are taking the PTC.
APTC was paid for you or another individual in your tax family.
APTC was paid for an individual you told the Marketplace would be in your tax family and neither you nor anyone else included that individual in a tax family.

Even though you have a 1095-A form, you shouldn't enter it because it may give you a credit you are not entitled to.

AmeliesUncle

Level 15

TurboTax does not have a way to do it correctly, so here are probably the most common solutions people use:

1) Mail the return

2) Enter $1 for column B. This will give you a tax credit of $1, but may be easier than mailing. If the IRS ever sends you notice about it, just respond with the facts.

JulieSAnswer

Level 15

Yes, in general you must file and report your 1095-A.

In your case, you are not required to file your 1095-A because you are not eligible to receive the Premium Tax Credit (PTC) and you did not receive any Advanced Premium Tax Credit (APTC).

You are required to include Form 1095-A when:

You are taking the PTC.
APTC was paid for you or another individual in your tax family.
APTC was paid for an individual you told the Marketplace would be in your tax family and neither you nor anyone else included that individual in a tax family.

Even though you have a 1095-A form, you shouldn't enter it because it may give you a credit you are not entitled to.

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slickfixAuthor

Level 2

Thanks for everyone's help.

The program notes that if you receive a 1095-A you must file it with your taxes, or the IRS will reject your return. This is not true as I did not include a 1095-A because I was not eligible to receive the Premium Tax Credit (PTC) and my return was accepted no problem. (You will have zeros in columns B and C if you are not entitled to a tax credit.)