You are covered by a retirement plan all year if only cov...

What if was covered by an employer retirement plan for only part of a year. Can I qualify for a tradional IRA?

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You are covered by a retirement plan all year if only covered for one day. You can always contribute to a Traditional IRA if you have earned income. The limit is the amount that is deductible.

See this IRS link for IRA deduction limits when covered by a retirement plan at work.

https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**