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Do I have to take back my Roth IRA contributions for 2019 if I got married March 2019 and now filing jointly will exceed the Roth IRA Income Limit?

 
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Do I have to take back my Roth IRA contributions for 2019 if I got married March 2019 and now filing jointly will exceed the Roth IRA Income Limit?

Yes you do and the sooner the better. 

dmertz
Level 15

Do I have to take back my Roth IRA contributions for 2019 if I got married March 2019 and now filing jointly will exceed the Roth IRA Income Limit?

Or ask the IRA custodian to recharacterize the contribution to be a traditional IRA contribution instead.

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