Withdrew 2022 RMD in February 2023

[HelpMePlease2023]

I failed to withdraw the 2022 RMD from one account before the end of 2022, but I did make the withdrawal in February 2023.  Under Tell Us More About this Retirement Plan Distribution, since I did not withdraw the money in 2022, should I chose the second option, "I did not receive all the RMD for 2022" or the first option, "I received all the RMD for 2022"?  Since I received the money for 2022 but not until February 2023, neither one seems to fit my situation.  What would you suggest?

I also have a question regarding Form 5329.  I understand this should be submitted with my federal tax return and cannot be e-filed.  The problem here is that in my experience the IRS has been so understaffed that returns filed by mail are often delayed for months.  What would you suggest?

Many thanks!

[fanfare]

assuming this is not your first RMD, you missed the deadline and you owe a penalty tax because you did not receive all the RMD.

you have to file 2022 Form 5239 .

the missing amount is called shortfall.

You can request a waiver of penalty.

IRS will grant the waiver.

@HelpMePlease2023 

[fanfare]

If you took part of the RMD (from some other IRA account)

then TurboTax will add Form 5329 to your tax return. and you can e-File.

[HelpMePlease2023]

Thanks for your reply!  I'm still stuck on how to respond to the TurboTax question Under Tell Us More About this Retirement Plan Distribution.  Since I did withdraw all the money but the RMD for one account was delayed, should I choose the second option, "I did not receive all the RMD for 2022" or the first option, "I received all the RMD for 2022"?  Could you let me know?

Many thanks!

[HelpMePlease2023]

To clarify, I do plan to use Form 5329.

[fanfare]

as I said above,

"[you] did not receive all the RMD for 2022"

the next question should be how much did you miss by?, or what was the full required amount?

@HelpMePlease2023 

[fanfare]

There should be no confusion.

your 1099-R will answer the question for you. It shows you got less than the RMD amount.

@HelpMePlease2023