I failed to withdraw the 2022 RMD from one account before the end of 2022, but I did make the withdrawal in February 2023. Under Tell Us More About this Retirement Plan Distribution, since I did not withdraw the money in 2022, should I chose the second option, "I did not receive all the RMD for 2022" or the first option, "I received all the RMD for 2022"? Since I received the money for 2022 but not until February 2023, neither one seems to fit my situation. What would you suggest?
I also have a question regarding Form 5329. I understand this should be submitted with my federal tax return and cannot be e-filed. The problem here is that in my experience the IRS has been so understaffed that returns filed by mail are often delayed for months. What would you suggest?
Many thanks!
