Why does Turbotax only ask about Roth contributions *prior to* 2017 when I enter a 1099R for 2017 early distribution and not include prior 2017 contributions?

[fanfare]

If you had put 4500 in Roth you would still be able to make a traditional contribution of 1000, but no more.
So You should encounter a separate question for the amount of Roth contributed in 2017.

[paul10]

I was never asked about 2017 contributions after entering the 1099R.  Again, I am only asked about contributions prior to 2016.  I do not contribute to a Traditional IRA.

[DS30]

Please see updated answer concerning entering both your 2016 and 2017 ROTH IRA contributions.

[Qr123]

Hi, did you ever work this out? I'm having the same issue now. @paul10 

[macuser_22]

@Qr123 - Please ask your own NEW question the the "Ask a question box" with your details.

You are adding onto a 4 year old post.  (The 6/4/2019 date is just the date that the old post was transferred from  the old forum to this one but is not the actual date of the post).

paul's question was about  *2017*  tax return and many laws and TurboTax screens are very different now.

[dmertz]

Roth IRA contributions made for the year of the tax return are entered separately from entering your basis in Roth IRA contributions and conversions made for years prior to the year of the tax return.

[Qr123]

Where do I enter it? There's no question about the current year contributions. Also, on the IRS forms (8606, line 22) it doesn't differentiate between previous years and the current year.

[dmertz]

Contributions for the year of the tax return are to be entered under Deductions & Credits -> Retirement and Investments -> Traditional and Roth IRA Contributions.

Regarding Form 8606 line 22, there is no need to differentiate.  TurboTax puts on Form 8606 line 2022 the contributions for the year of the tax return (entered as described above) plus the prior year basis in Roth IRA contributions entered or tracked separately.

[Qr123]

Thanks, I see it now. But TurboTax tells me I'll have to pay 10% on my entire distribution, when my entire distribution was just my contribution, so shouldn't be taxed at all.

[dmertz]

You must click the Continue button on the Your 1099-R Entries page and proceed to where you can enter or confirm your basis in Roth IRA contributions and conversions.