Tax Rate for 2025 Federal taxes

[user17609946592]

Hello, I retired on Dec 31, 2024, and am trying to determine my tax rate for 2025. My tax rate last year was 12 percent; when I use the calculator you have, it says my marginal tax rate for 2024 is 22 percent, which is inconsistent with my return filed.  How can I calculate my taxes/tax rate for my first year as a retiree? I will be filing married but filing jointly.  Thanks.

[Bsch4477]

https://bipartisanpolicy.org/explainer/2025-federal-income-tax-brackets-and-other-2025-tax-rules/

[Opus 17]

You need to look at all your taxable income, subtract your standard deduction or itemized deductions, and then look at the table that applies to your marital status.  And, remember that even if your income places you in the 22% bracket, that only applies to the top end of your income.  Some of your income will still be taxed at 10% and 12%.  And, don't forget that social security benefits may be tax-free, or partly taxable (up to 85% of your benefit may be included in your taxable income) depending on all your other income.