Received premature SSA-1099 for overpayment for 2024 on 12/27

[CQ60177]

I received an overpayment in error and never got a bill or the magic number to repay electronically.  I was out of state from Nov 17 until Dec 30 and I had a friend opening everything from SSA to see if it was my request for repayment. On 12/27 I had the SSA-1099 posted online and received a copy in the mail as well but don't know what date it came to my mailbox although my friend did call to say I had gotten a 1099 in the mail. 

How they get away with creating tax forms prior to December 31st is a mystery to me.  I raced back to NC on 12/30, called the office to make an appointment while on the road and took a cashiers check from my bank into the office.  I have a screen shot of of the green screen showing the repayment, a receipt from SSA, my ticket stub from my appointment, and a copy of the cleared check from my bank.  They informed me that I would get a corrected 1099 but it would take a while.  

On Feb 5th or 6th I called and asked about my corrected 1099.  They entered the request and said it would take a while.  I called again the first week of April and was told they could see two requests in the system but could not explain why I have not gotten them.  Told me to call back on April 9th if I hadn't gotten it.  I did and they told me they would call back by the end of day after looking into why my request wasn't advancing.  I never received that call.  On April the 15th I filed an extension.  I have followed up again with the local office on 05/21 who told me nothing they could do for me.  The difference is I have to pay $400 and change without the form and forfeit my $1800 refund which is a net effect of me paying $2200 in taxes on money I returned to the SSA.  Can anybody tell me they've successfully gotten a corrected 1099 from SSA? 

I spoke to the IRS today and there was nothing they could do to help me get the corrected form.  I came to the conclusion that I should go ahead and file my return to keep from racking up interest on the $400 and file an amended return later if the heavens opened and the corrected form floated down surrounded by golden light and accompanied by a chorus of angels.  The only other option is to fill it out as if I received the corrected form and take all my evidence in if I get audited.

Sorry for the rant.  Any advice, any thoughts?  

[LenaH]

Given your repeated attempts to contact the Social Security Administration requesting an amended SSA-1099, there are still several other options that may help you get a corrected form. 

• You can write a detailed request to the Social Security Administration, detailing the error and providing sufficient evidence of the correction necessary. 
• If that does not get you the corrected form, you can file a formal "Request for Correction of Information" under Section 515 through their website or by mail. For more information on Section 515, click here. See the screenshot below for additional information.

At this time, I do agree that you should file your return based on the forms you have currently and amend your return once you have the corrected forms from SSA. I do not suggest completing your return as if you have received the corrected form and risk the chance of an audit.