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*** Correction, deluxe is $40
In order to remove the Retirement Savings credit in order not to be forced to upgrade to Deluxe is to say that you were a full-time student in the Retirement Savings Contributions Credit section, even if you were not. Doing so won't affect your tax return in any other way.
This question has been removed from the Retirement section. There is no way to avoid this even if you claim you are a student in your personal info.
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