RE Elderly or Disabled credit, and "non-taxable income". Does interest and dividends sheltered in IRA and 403b (not withdrawn) count toward the income for the credit?

[msthrifty]

I qualify based on my taxable income, but it isn't clear to me if income received in those tax sheltered retirement accounts but not touched plays any role.

[ColeenD3 · Accepted solution]

Your income is what is reported on Form 1099-R. If you did not take a distribution, it is not income.

[msthrifty]

Thank you!