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Unrecovered contributions are the amounts that you have contributed to all of your Roth IRAs since you started contributing but that you haven't taken out as a distribution. The taxability of the distribution depends on whether the assets are attributable to pre-tax or after-tax contributions.
The uncovered contributions are reported on Form 8606.
Here is a link that explains form 8606. It is a federal form, but it carries over to the state.
It would help to know the state.
Are you doing a New Jersey tax return?
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