Is paying for my wife's student loans an exception to reduce the penalty for early withdrawal from my 401(K)?

mlock0284 · ‎March 8, 2025

xmasbaby0 · ‎March 8, 2025

No.

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AnnetteB6 · ‎March 8, 2025

No, paying student loans does not qualify as an exception to the early distribution penalty for taking a withdrawal from your 401(k).

See the following TurboTax help article for a list of the exceptions in case there is one that you qualify to claim:

What are the exceptions to the penalty for an early withdrawal from my 401(k)?

@mlock0284

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Is paying for my wife's student loans an exception to reduce the penalty for early withdrawal from my 401(K)?