inherited ira

[vssco]

I have been taking rmd from my ira for 5 years.  Do my beneficiaries pay more taxes than I would if I withdrew more before I died?

[Opus 17]

That depends on their other income, deductions credits, and their tax bracket, compared to your income and tax bracket.  There is no one size fits all answer.  

[NCperson · Accepted solution]

@vssco  the answer depends on your tax bracket and your children's expected tax bracket if they inherited the remainder of your IRA.

As stated by others, it is not a one-size-fits all answer.  Every one's financial situation is different