If I made <$12k gross last year, but then withdrew $28k of Roth funds, all of it was my original investment, do I still need to file a tax return even though gross income was less than tax return fili

Less than $12k gross income

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Yes, you must file a tax return to show that the Roth IRA distribution is not taxable.

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Yes, you must file a tax return to show that the Roth IRA distribution is not taxable.

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