I will not have an W-2 only 4 to 5 1099's. such as unemployment, social security and 401K deduction. I want to deduct my home property taxes. Which Turbotax to - Deluxe?

[craginm]

With no W-2, but with 1099's can I still use the desktop Turbo-tax Deluxe version accurately this coming tax season?

[rjs]

Yes, desktop Deluxe will handle everything. All the desktop TurboTax editions have all of the forms. The only difference is the Step-by-Step interview. Premier would give you a more detailed interview if you have investment sales. You can start with Deluxe and upgrade if you feel a need.

But the tag below your question says TurboTax Online. Are you using desktop or Online?

[craginm]

I am referring to the desktop version of Deluxe Turbo Tax.

[VolvoGirl]

401K Deduction?   Do you mean a 1099R for a withdrawal or distribution?   

Will you have enough Deductions to itemize on Schedule A (more than the Standard Deduction)?   The property tax deduction is included in the SALT (State And Local Tax).   For 2024 the limit on SALT deductions was 10,000.   But for 2025 the limit is 40,000.

For 2025 the standard deduction amounts are:

Single 15,750 + 2,000 for 65 and over or blind (17,750)

HOH 23,625 + 2,000 for 65 and over or blind

Joint 31,500 +  1,600 for each 65 and over or blind (both 34,700)

Married filing Separate 15,750+ 1,600 for 65 and over or blind

[VolvoGirl]

Yes any Desktop program will work.   All the Desktop programs have the same forms. You just get more help and guidance in the higher versions. 

[rjs]

You don't have to have a W-2 to use Deluxe. If you transfer your information from the previous year it will show you a list of transferred income forms and ask "Do these still apply?" If you had a W-2 last year, just select No for the transferred W-2 to delete it.