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rstax56
Returning Member

I was reviewing my joint return filed July2020. My wife's 8606 form was attached. My form 8606 (with QCD's) was not attached. What do I do?

 
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dmertz
Level 15

I was reviewing my joint return filed July2020. My wife's 8606 form was attached. My form 8606 (with QCD's) was not attached. What do I do?

QCD are not reported on Form 8606 since QCDs can only come from the portion of your IRA balance that is in excess of your basis in nondeductible traditional IRA contributions.  If you made no distributions other than QCDs, your tax return should not include a Form 8606 for you.

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dmertz
Level 15

I was reviewing my joint return filed July2020. My wife's 8606 form was attached. My form 8606 (with QCD's) was not attached. What do I do?

QCD are not reported on Form 8606 since QCDs can only come from the portion of your IRA balance that is in excess of your basis in nondeductible traditional IRA contributions.  If you made no distributions other than QCDs, your tax return should not include a Form 8606 for you.

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