I did not claim my 2019 Roth IRA contributions and was wondering if I can combine 2019 and 2020 contributions for my 2020 taxes?

bisulcan · ‎February 16, 2021

DaveF1006 · ‎February 16, 2021

No, you will need to amend your 2019 return to report your Roth IRA information.

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macuser_22 · ‎February 16, 2021

@DaveF1006 wrote:

No, you will need to amend your 2019 return to report your Roth IRA information.

A Roth IRA contribution does not actually go on a tax return, but you should enter it anyway to:

1) Tell you if your income qualifies you for a contribution and warn you if it does not.
2) Check if your income exceeds the limit to contribute to a Roth.
3) Track your contribution year-to-year if you use TurboTax every year.
4) Add the Retirement Savers Credit if you qualify.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

I did not claim my 2019 Roth IRA contributions and was wondering if I can combine 2019 and 2020 contributions for my 2020 taxes?