I am retired and get my medical insurance through my old company. Are those premiums deductible?

[bigiceman]

I did not get a form 1095 from the plan.

[DanaB27]

Yes you can deduct health insurance payments you made if you itemize and are able to claim medical expenses.

Possible Itemized Deductions are:

• Medical and dental costs above and beyond 7.5% of your AGI 
• State, local, real estate, and personal property taxes ($10,000 limit)
• Home mortgage interest
• Charitable donations and gifts

The Itemized Deduction will only be beneficial if you are over the Standard Deduction amount.

Standard deductions for 2020 

• Single - $12,400 add $1,650 if age 65 or older
• Married Filing Separately - $12,400 add $1,300 if age 65 or older
• Married Filing Jointly - $24,800 add $1,300 for each spouse age 65 or older
• Head of Household - $18,650 add $1,650 if age 65 or older

[Opus 17]

@DanaB27 

I think the question here is whether insurance benefits provided to the retiree should be reported as taxable income.  I don't know the answer without research, do you?  (Would it be reported on a 1099-R?)

@DoninGA @dmertz do you know?

@Hal_Al