The first step is to enter your nondeductible contributions for 2025. You can find this in TurboTax under Deductions & Credits > Your tax break screen > Retirement and Investments > Start or Revisit next to Traditional IRA and Roth IRA. Here, enter your 2025 contribution, and continue through the interview. Be sure to choose to make the contribution nondeductible if you have that choice. If your income is too high, it will automatically be nondeductible.
After you have entered the nondeductible contributions, enter the conversions. Here are the steps:
- Go to Wages & Income.
- On the Your income screen, locate and select the Retirement Plans and Social Security section, then select Start or Revisit next to IRA, 401(k), Pension Plan Withdrawals (1099-R).
- Answer Yes to Did you get a 1099-R in 2025?, then Continue until you are able to enter the 1099-R. Note, if you land on the screen Review your 1099-R info select Add Another 1099-R.
- Select how you want to enter your 1099-R (import or choose Change how I enter my form to either upload it or type it in yourself) and follow the instructions.
- Answer the questions on the following screens, until you reach Tell us if you moved the money through a rollover or conversion.
- Select I converted some or all of it to a Roth IRA and Continue.
- Next, choose Yes, all of this money was converted to a Roth IRA and Continue..
- Continue answering questions until you come to the screen Review your 1099-R info.
