How do I enter distribution of $20,000 (for a married couple) from my IRA to fund a portion of home buying costs? TurboTax only recognizes the single ($10k) distribution.

[emersonlp]

Wages and income section seems to only allow 10k, but it should be 20k since I am married, filing jointly?

[DoninGA]

Only the first $10,000 from your IRA is exempt from the early distribution penalty.  If your spouse has an IRA they can withdraw up to $10,000 without penalty for the first time home purchase.

[Opus 17]

Each IRA only has one owner, there are no joint IRA accounts, and the rules apply individually to each owner.  Sorry, you owe the penalty on the other $10,000, and it's too late to make a correction to your accounts.