Does using my rollover IRA early distribution to pay for cost of life insurance qualify for exception to reduce early withdrawal penalty?

[olalowogm]

The code on box 7 of my 1099-R is 1 (normal distribution). I used the distribution to buy insurance. When TurboTax asks "Did you use your IRA to pay for any of these expenses?" in the Other Tax Situations section, should I choose "Another Reason" or "Incorrect Early Distributions"?

[dmertz · Accepted solution]

Using the distribution to pay for life insurance is not an exception to the early-distribution penalty.

[olalowogm]

Thank you.