No. If you received income from a pension or from a retirement account in 2023, you have to include the 1099R on your tax return. You cannot file until you have ALL of your 2023 income entered. 1099R's are usually ready by late January. It might take longer to be ready to import into tax software--sometimes they do not have them formatted for tax software until later in Feb. But if you are in a hurry to file, you can key it in by hand. You might have to go on their website to get a copy of it to use.
Do not file a tax return without ALL of your income documents; you must include every 2023 W-2 on the same tax return. Employers have until the end of January to issue W-2’s. Wait until you have all of your W-2’s. Clients, schools, Social Security, healthcare.gov, banks, mortgage lenders, and other financial institutions may not have tax documents available until late January/early February. ALL of your tax documents must be entered on the same Form 1040; do not file unless you have entered everything.
The IRS begins to accept/reject 2023 returns on January 29, so there is no hurry to e-file now.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
