Beneficiary IRA

I didn’t take enough of an RMD for a benifiary IRA for 2025. Due to a misunderstanding of which table to use.
If I make a correction distribution now, and fill out the form 5329S that fixes the problem. Is that distribution counted towards the 2026 RMD? Or is it in addition to the 2026 RMD.

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Intuit Approved!

Beneficiary IRA

The corrective distribution is part of your 2025 RMD. You would still have to take your full 2026 RMD before the end of 2026.

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Intuit Approved!

Beneficiary IRA

The corrective distribution is part of your 2025 RMD. You would still have to take your full 2026 RMD before the end of 2026.

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