One question is the value of SEP, SIMPLE and traditional IRAs. I have an IRA annuity. It is treated differently for RMDs. Is it included with these other IRAs ?

[dmertz]

Do you have basis in nondeductible traditional IRA contributions and need to file Form 8606 Part I to calculate the taxable amount of IRA distributions?  If not, it doesn't matter what amount you enter as your year-end value in traditional IRAs.

[smornc]

Thanks it helped a lot.

[dmertz · Accepted solution]

Addressed in the comments.