1099R after 60 years old

[tddiebel]

Tax was taken out of amount withdrawn, why are we getting a 1099R and getting taxed again, money was placed in a money market account

[JohnW15]

You didn't pay the tax initially -- you had tax withheld, just like W-2 withholding that will be applied now to pay the tax.

You are now REPORTING the taxable amount from your 1099-R, and also the amount of tax withheld.