Yes, Cobra premiums can be claimed as Medical expenses.
You can claim all medical and dental bills, prescription drugs and health insurance premiums paid out-of-pocket as Medical Expenses in Sc...
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Yes, Cobra premiums can be claimed as Medical expenses.
You can claim all medical and dental bills, prescription drugs and health insurance premiums paid out-of-pocket as Medical Expenses in Schedule A - Itemized Deductions.
The IRS has an extensive list of what you can and can’t deduct.
For tax year 2025, Medical Expenses are subject to the 7.5% rule and you can only claim the excess over 7.5% of your Adjusted Gross Income.
Please note that Itemized Deductions will only benefit your taxes when they exceed your standard deduction.
For tax year 2025, standard deductions are:
$31,500 for married couples whose filing status is “married filing jointly” and surviving spouses;
$15,750 for singles and married couples whose filing status is “married filing separately”; and
$23,625 for taxpayers whose filing status is “head of household.”
The additional standard deduction for a blind taxpayer—i.e. a taxpayer whose vision is less than 20/200— and for a taxpayer who is age 65 or older at the end of the year is for each instance:
$1,600 for married individuals; and
$2,000 for singles and heads of household.
Here's how to enter your medical expenses in TurboTax:
Open or continue your return.
Navigate to the Schedule A section:
TurboTax Online/Mobile: Go to Schedule A.
TurboTax Desktop: Search for Schedule A and then select the Jump to link.
