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TurboTax treats each of your Form 1099-Rs separately, so when when inputting your Form 1099-Rs from both UBS and Merrill Lynch, here's how to ensure that TurboTax knows you have taken your Required Minimum Distribution from both accounts:   First, delete the Form 1099-R and also delete any Form 5329:    On the left panel, click on the down arrow to open more options You may have to scroll down a little to view the Tools option below Click on Tools, then Delete a form (Usually the third option down) Scroll down to delete Form 1099-R and then delete Form 5329-T (and 5329-S, if applicable)   Next, if one of your 1099-Rs covers your entire RMD*, you can use it to satisfy reporting your full RMD as follows:   Return to Income, then click the down arrow to the right of Retirement Plans and Social Security Select IRA, 401(k), Pension Plan Withdrawals (1099-R) in the Federal Income section Click on +Add a 1099-R and input the 1099-R from which you took your entire RMD (If applicable. Otherwise enter only the portion of your full RMD that you took from this entry (not the full RMD amount) Click Continue as you complete the interview entries "Let's get more information about your Required Minimum Distribution (RMD)", enter the amount of your RMD portion you took from this account (no extras) that was due by December 31, 2025, Continue On the next screen, "How much of this distribution applied to your December 31, 2025 RMD?", select, "The entire distribution applied", or "Some...applied..." enter your RMD portion you took from this account (no extras) that you entered in the prior screen, Continue When you reach, "Review your 1099-R summary, Continue (not the pencil) When you reach, "Let's go over any required minimum distributions (RMD)", Continue (not the pencil)   *If one of your Form 1099-R distributions covers all RMDs for 2025, you can enter the full amount of the RMDs (no extras) in the first Form 1099-R distribution above and then skip the second Form 1099-R questions about RMD by entering zero at step 5 above and just Continue through the remaining questions.

It was not necessary to fiddle with the distribution codes.  In the HSA interview, the question for contributions did not make it clear that I should not enter anything that flowed from a 1099-R.  Even though you had pointed out to not enter the amount, I must have assumed that field was pre-populated when trying to figure out what I was doing wrong.  Anyway, blanked out the contribution amount, and everything looks great now.  Appreciate the help and the patience!

It's possible your return has already been accepted. There does seem to be a delay currently. Check the links below to see if your return might be at the IRS. IRS-Where's my refund? If your tax return has been accepted you might also be able to access your transcript from the IRS. Get My IRS Transcript Current Year Transcript Availability How do I track my state refund?

TurboTax no longer supports the software for 2020 nor are updates provided.   Any refund for a 2020 tax return has been forfeited already.   If you owe tax due for 2020, it is owed with late filing penalties and interest.      

I would expect that an IRS form 1099-R with a 'code 4' in Box 7 would be taxable to the beneficiary unless the deceased owner had non-deductible IRA contributions on IRS form 8606.   In TurboTax Online, at the screen Annuity Information, at the question For the years you received these distributions, was the total amount shown in the form the amount you paid tax on?, answer Yes.   This will make the amount in box 2a taxable.

I do have two accounts b/c last year we filed MFS for student loan purposes.  Used one email for myself & a separate email for my wife.  The amendment was prepared under my wife's account b/c her return is more complex (turbo tax help advised to prepare the amendment under the more complex situation).  We filed an amended return for the State which was accepted; the federal was rejected.  Now, there is no option to fix the amended return.  No buttons, no ability to open the amendment, nothing,  nada, zilch.

Since you are registered with the state as an LLC, you will have to prepare a partnership return to report the business income and deductions. You can't do that in the personal TurboTax return product, you will need to use the TurboTax Business product. Per the instructions to Form 1065 (partnership tax return), you only need to file the return in a year you "receive income or incur any expenditures treated as deductions or credits for federal income tax purposes." So, you may not need to file a partnership return in 2025.

Options may need to be entered manually using the steps below.   When you enter your options you can select they type of investment and the holding period as well as selection 'Something other than a date' to use 'Various' has the date acquired.   Call options allow contract holders to buy assets at an agreed-upon price at a later date. Put options are financial contracts that let traders sell assets at a specific price by a certain date. Traders must decide whether to sell, exercise, or let their options expire as they get closer to the expiration date. Go to the investment sales in question and make the necessary entries for holding period and acquired. Search (upper right) for 1099b > Click the Jump to... Link > Edit next to the sale in question or Add Investments  Continue to the screen 'Review this .... Sale' or Add select 'Other' to enter your Options as an investment sale. Enter the Sales selection/holding period, Type Other (do not select Options at this time), Description and then Something other than a date to select Various (unless you have the specific purchase date).  Continue to finish the entry for your options.

If you are using a Desktop version of TurboTax, you can go to Forms Mode (click Forms at the top menu when it is in Step-by-Step or Easy Step mode) and review all of the forms and worksheets that TurboTax has prepared from your entries. Check the Qualified Business Income Deduction Worksheet and related forms.   If you are referring to the 199A Qualified Business Income (QBI) safe harbor, TurboTax will ask if you meet the requirements (e.g., 250+ hours of service) when filling out the QBI section. If you don't meet the requirements or want to decline it, you can select "None of these apply". These are in the follow-up questions that appear after you have entered the rental property, income and expense information and will appear again if you go through the section. There is a specific question, "Let's see if you're eligible for the QBI safe harbor". If you respond that you don't want to take the safe harbor or don't qualify, you may still qualify for the QBI deduction.   IRS rules for electing and qualifying for the safe harbor include the following requirements:    Separate books and records are maintained to reflect income and expenses for each rental real estate enterprise. For rental real estate enterprises that have been in existence less than four years, 250 or more hours of rental services are performed per year. For other rental real estate enterprises, 250 or more hours of rental services are performed in at least three of the past five years. The taxpayer maintains contemporaneous records, including time reports, logs, or similar documents, regarding the following: hours of all services performed; description of all services performed; dates on which such services were performed; and who performed the services. @nqju165451 

Determine how much of that withdrawal is actually "taxable" and then apply the disaster limit.*   Because this is a Roth IRA, you only pay a penalty on the earnings portion of the withdrawal. Your contributions (basis) are always tax-free and penalty-free. You must complete Form 8606, Part III first. Example: If your total contributions were $100,000 and you withdrew $149,000, only $49,000 is potentially subject to the penalty. The IRS limits the penalty-free "Qualified Disaster Recovery Distribution" to $22,000 per disaster. Complete Form 8915-F, Qualified Disaster Retirement Plan Distributions and Repayments. This form is where you officially designate the $22,000 as a disaster distribution. It also allows you to choose whether to report that $22,000 as income all at once or split it into thirds over the next three tax years. *Calculate Line 2 Entry - the program should have this once the 8606 and 8915F are correctly filled in. Line 1 of Form 5329: Enter the taxable portion from Form 8606  Line 2 of Form 5329: Enter the $22,000 disaster limit (or your total taxable amount, whichever is lower). Exception Code:  cross-referenced with Form 8915-F.