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@Pajntsha  Many states will not allow you to file until your Federal return is filed.  You can always file the state after filing federal but, not always the other way.   I'm unsure what you mean regarding the property tax refund portion. Did you follow all the above regarding updates and Reviewing your returns?

@ericsbcn You can roll over Series EE or I savings bonds into a 529 plan tax-free if you meet specific IRS requirements: redeem the bonds, contribute the total proceeds to the 529 plan within 60 days, and meet modified adjusted gross income (MAGI) limitations. The owner must be 24 or older when the bonds are issued.   Eligible Bonds: Series EE or I bonds issued after 1989. Ownership Restrictions: The owner of the bond must be 24 or older when the bond is issued. Process: Redeem the bonds. Deposit the total proceeds (principal + interest) into a 529 plan account within 60 days of redemption. Report the transaction on IRS Form 8815. Income Limitations: The interest exclusion depends on your MAGI; if your income is too high, the interest becomes taxable. In 2025, you can cash in Series EE or I savings bonds to fund a 529 plan tax-free, provided your Modified Adjusted Gross Income (MAGI) is below set thresholds ($114,500 single/$179,250 married filing jointly). The interest exclusion phases out if your 2025 MAGI exceeds $99,500 ($149,250 jointly) Grandparent Exception: If grandparents own the bond, they can list themselves as the 529 beneficiary, redeem the bonds, contribute within 60 days, and then change the beneficiary to the grandchild. Enter your 1099-Int, at interest income. When TurboTax (TT) sees the interest in box 3, it will ask about education expenses including contributions to a qualified tuition plan (e.g. 529). TT will completed form 8815   @ericsbcn

Texas is a COMMUNITY PROPERTY state whereas all income earned by either spouse  during your marriage is  presumed to be considered owned 50/50.  Each spouse must reports 50% of the total community income and 100% of their own separate income (From assets owned and not commingled prior to marriage, see below) on their federal tax return. The following is NOT community income. Property owned before marriage, Property acquired by gift or inheritance during marriage, Personal Injury recoveries. If these assets are moved to joint accounts and commingled though, the future earnings would become community income.  Example a beneficiary of a TRUST is not community income.   (DIVORCE is based on "JUST AND RIGHT" division which is not necesarilly 50/50 though as an exception.

@m12345$$!!6 wrote: Thank you!  This is great news for me.  At least for this year.   I suppose I got caught up with the US version becoming Windows 11 only.   As I said above my PC is probably better protected than it was under Microsoft by running 0patch     It really is not correct to say that 0patch is providing you better protection than under Microsoft. Microsoft patches far more vulnerabilties in supported operating systems (now only Windows 11), than 0patch does. 0patch claims to have a system for identifying vulnerabilities that are likely to be exploited and only patches those bugs. But who knows really. Today's not actively exploited bug, could be tomorrows hack on your computer.   You are also trusting a small team of developers, from a small third party company, with access to your system, injecting code to your system that does who knows what. This is the kind of thing you would usually want to block third party software from doing at all costs.   Even if we assume for the sake of argument that 0patch is legitimate, they could just as easily introduce their own bugs, by accident, as fix other problems. Who is verifying their work? How do they test their fixes? Microsoft can follow what's happening on hundreds of millions of systems all over the world and quickly identify problems. 0patch has nothing like this. Microsoft has thousands of independent security researchers scrutinizing everything they do. 0patch is not subjected to this sort of scrutiny.   Trusting 0patch is just not the same thing as trusting a huge well known company like Microsoft, that businesses all over the world depend on.   On top of all this, 0patch works through memory injection techniques. As far as I understand this is exactly the sort of process that can be used maliciously that is meant to be defeated by the new memory integrity feature in Windows 11. Why would you want to patch security vulnerabilities by using a technique that is essentially itself a security vulnerability?   I was very interested in 0patch at one point. I really did not want to upgrade to Windows 11. The Windows 11 interface changes are pointless and annoying. But the more I looked into 0patch, the more I realized they promise big, but they really can't deliver what they claim and are not a good solution at all. The only secure solution is to either sign up for the extended security update support that Microsoft provides for Windows 10 (for the next three years) or upgrade to Windows 11 (which has security features like memory integrity that make it much more secure than Windows 10) or switch to MacOS. But I would not touch 0patch with a ten foot poll.   Especially on a system that you're doing taxes on, taking a chance on a third party product like 0patch seems like a really bad idea to me.

Hi. the amount in Box 1 of the W-2 is Gross income - $2000 (exempted amount). There was a 1042-S issued for where Box 2(gross income) says 2000. I just was not sure if this is standard reporting. I am asking if inputting the $2000 as miscellaneous income and then subtracting it by that amount negatively should be done in these situations. 

@giraffe223   ROTH IRA contributions are fully taxable and are not tax exempt.  They grow tax free and upon withdrawal there is no tax on the RMD.  Verses a Traditional IRA which for Federal Purposes the contribution is tax exempt, it will grow tax free but, your distributions will be fully taxable in the future.   I am confused about your basis question.  There should be no basis in the traditional IRA as you transferred it to a 401k.  You can transfer a 401(k) to an IRA and later move those funds into a new employer’s 401(k) (a reverse rollover)  This process is generally tax-free if done directly through custodian-to-custodian transfers. You can only move pre-tax money back into a traditional 401k

In order to amend, should I file just form 8606 for each of the years? Do I also need to file 1040 for each of the years from 2021? There is no change to income or tax, since only the basis needs to be adjusted. Also, do I have to use software or can I manually fill out the 8606 forms? Not sure if I can access all the previous years software.   Can I send all of them in one envelope or do I have to mail them separately?

My SALT issue is one I haven't seen anyone else ask about.  The $40K increase is showing up, but I'm not getting the full amount of my 2024 Taxes paid in 2025 allowed and the amount I am not allowed changes based on the amount.  To explain, I paid $1,250 in 2025 State Taxes in 2025.  I also paid $2,727 in 2024 State Taxes in 2025.  When I entered that, TurboTax only allowed me to have $3,877 SALT deduction instead of the entire amount I paid ($3,977 - $1,250 for 2025 and $2,727 for 2024 - a $100 difference).  I tried changing the amount of 2024 State Taxes paid in 2025 and the difference changed.  If I changed the 2024 amount to $2,500, the difference went down to $96.  For $2,000, down to $85 all the way down to no difference if I had no 2024 payments.  Conversely, if the amount was higher, the difference would be as well.  It peaked out at $31,601 in 2024 State Taxes (which brought the SALT total to $40,000), the difference was $184.  I can't see any reason why the Allowed SALT is the same as the Entered SALT.     '24 Taxes paid in '25 SALT  Entered SALT Allowed Difference 0 1,250 1,250 0 500 1,750 1,719 31 1,000 2,250 2,196 54 1,500 2,750 2,679 71 2,000 3,250 3,165 85 2,500 3,750 3,654 96 2,727 3,977 3,877 100 3,000 4,250 4,145 105 3,500 4,750 4,638 112 20,000 21,250 21,074 176 30,000 31,250 31,067 183 31,601 32,851 32,667 184   My income is well below the $500K threshold.  (I'm recently retired and did not need to take any funds out of my retirement accounts.)  I live in Virginia.  It's not a big difference, but I can't figure out why it's there.  If I do the tables manually, the answer I get is the amount I entered on Turbo Tax.  

  When you use online TurboTax software you get one return per fee.   Each return needs its own email, account and user ID.   If you use the same account and user ID for a second return, the second one overwrites the first return and it is lost forever.     https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-start-another-return-in-turbotax-online/00/25596 https://turbotax.intuit.com/personal-taxes/online/file-your-own-taxes/

Your TurboTax reject code and the reason for rejection are in the Action Needed email sent to you from TurboTax.  You can also find out why your return was rejected by signing in to your TurboTax account and selecting Fix my return on the tax home screen. Follow the steps below to Fix Your Return:   Sign in to your account Select Fix my return to identify the error code and reason Correct the data (e.g., SSN, PIN, or AGI) Go to the file section to resubmit.  For additional information, refer to the TurboTax articles Video: What to Do If Your Tax Return Is Rejected by the IRS and What does my rejected return code mean and how do I fix it?

Are you a W-2 employee?   Sorry---W-2 employees cannot deduct job-related expenses on a federal return.  Job-related expenses were eliminated as a federal deduction for W-2 employees by the tax laws that changed for 2018 and beyond.  Your state tax laws might be different in AL, AR, CA, HI, MN, NY or PA.     If you are preparing a return for a state that lets you deduct job-related expenses, the information will flow from your federal return  to the state return, so enter it in Federal>Deductions and Credits>Employment Expenses>Job-Related Expenses     If you are trying to enter mileage for your state return, you cannot use the miles from home to work or from work to home---only the miles driven to make the deliveries.    

@Pajntsha TurboTax e-file may be unavailable due to unfinalized IRS forms (There are still forms the IRS has not finalized), non-supported tax situations (e.g., specific foreign income, complex forms), or software updates required, overrides you may have done, or errant characters that may have happened during a transfer from a 3rd party.   Manual Update: Within TurboTax, go to the "Online" menu and select "Check for Updates". Disable Security Software: Temporarily turn off antivirus software (e.g., Norton) and VPNs, then try updating/filing again.Even if TurboTax says it is up to date, disabling security software and relaunching can sometimes trigger a necessary, overlooked update. Reinstall: If the above fails, uninstall TurboTax and reinstall it using your download from the official TurboTax account. Check Form Errors: Go to Forms Mode in TurboTax Desktop and check for red exclamation points, which indicate incomplete information. REVIEW FORMS by Go to "REVIEW" tab to see if specific forms are listed as unavailable. RUN SMARTCHECK Try running Turbotax as Administrator if using desktop All TurboTax and related files should be on your C drive not a thumb drive.   CHECK INTERNET/BROWSER: Clear cache/cookies, or try a different browser. If all else fails, print and file by mail.