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The software can handle the withdrawal of HSA contributions; unfortunately, you did not go about it the correct way.   An HSA account is not a savings account from which you can willy-nilly add money to or withdraw money from as you wish.   When you have made excess contributions, then you can ask the HSA custodian for a "withdrawal of excess HSA contributions". You must use this specific phrase, or the corresponding form on the custodian's website (many custodians have this specific form on their website). Note: you cannot "back out" a larger number than the actual excess.   Since the distribution code on the 1099-SA was '1', this is not for the withdrawal of excess HSA contributions; this is for a regular distribution from your HSA. And if this amount was not for qualified medical expenses, then not only will the box 1 amount be added to your income but you will be dinged an extra 20% of the box 1 amount.   Furthermore, if you do want to make a valid withdrawal of excess HSA contributions, you generally have to do this by the due date of the return. For your 2024 tax return, that would have been April 15, 2025. If you don't make this deadline, you normally have to carryover the excess to the following tax year to be applied as a "personal" contribution, and you are assessed an excise tax of 6% on the carryover.   The real problem is that most taxpayers don't know how to determine their real HSA contribution limit so they are mistaken when they calculate their HSA excess.    And even when you discover what your excess contribution is, you don't lump multiple years in together.   So please do the following:   1. Tell us when you asked for the withdrawal of the excess contributions for the 2024 tax year, and when did you ask for the withdrawal for 2025. Your post implies that you asked for them at the same time, but I want to pin down when you did what.   2. It may be that we can your your 2025 tax return without a lot of effort - you have to work with your HSA custodian to change how you handled the withdrawal of excess contributions but at least there is a path.   3. For 2024, however, there are a number of issues: 3.A. Did you file an amended return? 3.B. Did you get a message from TurboTax listing your excess contributions number for 2024? 3.C. On this same screen listing the excess, did TurboTax give you the choice of withdrawing the excess or carrying it over?   4. Doing a little arithmetic suggests to me that your excess contributions for 2024 were $2,660.39. Is this correct?   There is a lot more to do, but please answer these questions first so that we can proceed.

Turbo tax was creating a Sch D in PA and it was looking for basis.   So, originally I did not click the one box that said not taxable in PA.   Once I clicked that, the error on Sch D in PA disappeared by the form still stayed there and it was marked not taxable in PA.      

You will want to enter your 1099-MISC in the Other Common Income section.  Follow these steps:   In TurboTax online, click on Income in the Federal section on the left menu. Click on Other Common Income to expand that section. Click Start (or Revisit) for Misc. income Click Yes for "Did you get a 1099-MISC?" Enter the information on the 1099-MISC on the next screen. If you had Federal income tax withheld, click the box by "My form has other info in boxes 1-18." Enter the Federal income tax withheld in box 4 Once the payer information, box 3 and box 4 (and any other boxes with information) have been entered, click Continue Enter the reason why you received the 1099-MISC on the next screen - such Oregon Paid Family Leave - click Continue For the uncommon situations screen, click that None of these apply at the bottom - click Continue. Click No, it didn't involve work like [name's] main job Select all the years you got the payment - 2025 will be preselected for you. Click "No, it didn't involve an intent to earn money" - then Continue. Click Done on "Your 1099-MISC summary" screen Entering the form this way will allow you to claim the income and the Federal withholding paid and won't count it as self-employed income that will be subject to the self-employment tax.

Having a basis for your Trad IRA is not all that unusual and, in any case, if you have one, which is totally provided for in the IRS tax code, you have to enter it to calculate your taxes correctly. Hardly an invasion of privacy if you are using software to prepare your taxes. If you don't have a basis, you just say you don't have a basis. I hope TT cleans up this section of their software. 

I had just the opposite. I chose for the check to be mailed and I received a letter from the irs that the check could not be deposited and i have to update my account numbers    will the check eventually arrive?

If by profile you mean Filing Status, Dependents, Income, AGI etc. it an be found on your previous tax return and documents.   To access prior-year TurboTax returns, Sign in to ‌TurboTax  You'll have to use the same user ID,  Go to Tax Home Scroll down to Your tax returns & documents Choose the desired year (2024) Download or print the PDF.   

*** CORRECTIONS on Timeline About 2024 HSA Contribution activity - 02/01/2024 - retired from work - July 2024 - I initiated a transfer of existing HSA account balance from my company HSA custodian to Fidelity - 08/15/2024 - HSA account balance has been settled with Fidelity - 08/15/2024 - I made remaining 2024 contribution amount $4,175 - 02/10 to 02/13/2025 - made aware of $999 excess contribution and withdrew it - 02/8/2026 - became aware of $999 excess amount as "Normal Dist" instead of "Excess Dist" - 02/26/2026 - post this request seeking tax expert advice

If you're using TurboTax Desktop, you can check the calculations for your credit on Form 5695 in FORMS mode.  In TurboTax Online, once you pay for your return, you can look at the PDF copy.   The max credit for a heat pump would be 2K, and additional insulation, windows, doors, could qualify you for an additional $1200.  If the 31K includes a solar system, that falls under a different category (Residential Clean Energy Credit) which is 30% of the total cost with no dollar cap.    If that doesn't apply, you can step through the interview in this section again to check your entries.   Here's more info on Energy Tax Credits.   @edcuzza 

If you're referring to an IRS notice you received with error code 9024 (tax return math error resulting in a balance due), or a notice you received from Colorado asking you to send in Form DR 0900 with a tax payment, there could be a few reasons your refund was adjusted from what you originally expected, including to pay back taxes.    You'll want to read the notice very carefully to figure out which part of your income, deductions, or credits is disputed, and by which government agency - then you can figure out who to contact and why.   Possible reasons your refund/assessment may be different than the original amount expected:   If you owe the IRS back taxes, they will take it from your refund. If that is the case, the IRS will send you a letter explaining exactly how much they took and where it was applied.   If you owe certain state and federal debts, you may have had a Treasury Offset to pay the debt. Click here to contact Treasury Offset if you think that may be the case.   If you made an easily verifiable mistake on your tax return, like mistyping a figure on your W-2, the IRS may have corrected it before remitting your refund. If that is the case, the IRS will send you a letter explaining the change.    If you requested a refund advance, or asked that your fees be paid from your refund, and you owe the bank a debt, they may have taken it from the refund. You can contact TPG customer service, follow this link for more. See also: IRS - Refund inquiries; IRS - Reduced refund; TurboTax - Why is my refund lower than the amount shown in TurboTax?; TurboTax - Audit Support Center

As I said in the original post, using Turbotax Premium on a Windows Laptop and in the step-by-step section. Entering Trad IRA distributions in Turbotax does not works well. See other post for details.  They need to make some improvements. 

The solution doesn't work for me. I tried checking the  Federal Information box, the address appeared. However, when I ran the smart check again, the address was blank again and the form was flagged for error.  The software keeps asking me for the address info over and over and doesn't enter it.  No matter whether the FI box is checked or not, the address info disappears and the smart check flags the error. I am using the Costco version of TurboTax Deluxe Desktop.  Thanks for any help you can give me.  

Unfortunately, this does not work. Yes, the step-by-step asks for total basis (and actually, prefills it from last year if nothing has changed). And, yes, it does ask for Total Value of ALL your IRAs, BUT it will not let me enter a number - the field seems to be frozen. The only fix I can figure out is to go into the forms and enter the numbers directly into the form 8606. This does not give me a lot of confidence that everything is being done correctly - and not why I bought Turbotax.  TurboTax has totally butchered the entry of Traditional IRA distributions when you have multiple accounts, QCDs, rollover to Roth, and if you take your total RMD out of only one account.  I might continue using TurboTax since I have used it for years, but for a new user looking for good software, I would not recommend TurboTax.