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Thanks for your suggestion. Unfortunately it did not work for me.   Intuit needs to correct this issue, not me.  It begs the question of what other errors have crept into my tax prep.  At this point I will likely not file my taxes with the "Premier" product unless the company corrects this visible error.

That's correct. When I go to print, I have options to print the federal and/or the state tax return. I only select one of them for printing (as I have done for many years). I only expect to get that tax return printed, not both. I want to be sure I am getting the complete tax return for what I have selected, not a mixture of federal and state. (However, Delaware is an exception and a good part of the federal return is included with that state return). My issue is with the federal return. I don't want to, for example e-file the federal return and submit part of my state return. No part of my state return is necessary for filing my federal tax return. This is just a bug in the Deluxe version this year--that separate tax returns can't be printed.

Don't enter anything on either tax return.     The 1099-Q (and 1098-T) is  only an informational document. The numbers on it are not required to be entered onto your (or your student's) tax return. The interview is complicated and it's easy to make mistakes. Avoid it if you can and you probably can.  You can just not report the 1099-Q, at all, if your student-beneficiary has sufficient educational expenses, including room & board (even if he lives at home) to cover the distribution. When the box 1 amount on form 1099-Q is fully covered by expenses, TurboTax will enter nothing about the 1099-Q on the actual tax forms. But, it will prepare a 1099-Q worksheet for your records (you don’t need it).  In addition to that, the 1099-Q section of TurboTax is currently broke and won't be fixed until Feb 27.  References: On form 1099-Q, instructions to the recipient reads: "Nontaxable distributions from CESAs and QTPs are not required to be reported on your income tax return. You must determine the taxability of any distribution."  IRS Pub 970 states: “Generally, distributions are tax free if they aren't more than the beneficiary's AQEE for the year. Don't report tax-free distributions (including qualifying rollovers) on your tax return”. "IRS Publication 970, Tax Benefits for Education states: If the entire 1099-Q went to qualified expenses, room and board, tuition, etc; then, you do not need to enter the form."  If you were eligible for the tuition credit, the answer would be  a little different. See  https://ttlc.intuit.com/community/college-education/discussion/where-do-i-enter-college-room-and-board-expenses-that-were-paid-for-by-a-529-disbursement/00/3782831 if interested. 

No. While your description is detailed, without specific data to work with, we have no way to find out if TurboTax is treating this incorrectly or if there is a misperception on your part.   Sending us a diagnostic file will pinpoint the error and will help us reconstruct the logic behind it.  The diagnostic file sent is scrubbed of any personal data or PII. I have been an Intuit seasonal employee for 12 years and we have never had legal issues with clients sending us diagnostic files. All that is sent to us are numbers specific to your tax returns.   There have been several who have read this post, and none can determine your issue without looking at the diagnostic file that is specific to your issue. If there is a calculation error that the developers need to look at, they will require a diagnostic file before troubleshooting.                

Yes, we should probably wait until 27th!   But if you're eager, try entering those numbers in the "Person" sheet way down at the bottom of the Forms list. The "Student Worsheet" says on it one can't enter into that wks; you need to go to "Person" info. (Learned the hard way!) when the numbers get in there right, it does seem to save the numbers, and run it all through the Checker at the end. 

Thank you for replying.  On a separate but related note, I asked a similar question on someone else's post (because it was the same as mine) and expert ThomasM125 was telling me that I could NOT take a tax loss deduction on my personal tax return : "The loss may be reflected on a trust K-1 schedule if the house was sold while in the possession of the trust, but the deductibility of the loss would depend on the tax laws regarding that.   No, the loss would not be deductible since the house is not an investment or business property. It is a personal asset and as such gains on it's sale may be taxable but losses would not be deductible. "   Mary - is there some nuance I'm missing as to why you think I could take the K-1 capital loss on my personal tax return but another tax expert says I can't?        

No, it definitely is there.  I have pinpointed the problem: the program is stuck at the "forms" level (hence the (-) sign. There is a "federal" level above that level. The solution is to "un-stick" the forms level. That's what I cannot do. Thanks for trying to help.

@rich_zuch wrote: I would suspect that no H&R Block users running Windows 10 are making any such switch.  They're switching to TurboTax ONLINE if they're running Windows 10 from H&R Block desktop because no version of H&R Block can import their Merrill 1099s. It's that bad.     @rich_zuch wrote: ...what is prudent and cost effective in a black and white TODAY, not some nebulous tomorrow. There really isn't anything nebulous about this scenario. It's a certainty that all DIY tax prep software providers are going to stop supporting Windows 10 at some point and, quite likely, that will be for the 2026 tax year software.

Thanks.  All true, provided you haven't already maxed out ROTH contributions in the tax year of the RMD. Of course, that would not matter if you are doing a Roth conversion at an age before RMDs are due. It also should not matter after. There is no statute that authorizes the IRS to prevent traditional IRA RMD funds, on which taxes are fully paid,  from being converted to a Roth. Congress created Roths. Roths are not only lawful, they are encouraged. Unfortunately, the IRS probably will never be challenged in Tax Court because the amounts involved are so small and the costs to challenge are so great. That does not mean the IRS position is lawful. It does things every day that are contrary to law. Not necessarily intentionally. It's just an institutional bias. But many thanks nonetheless.   

If you have been attributed an IP PIN by the IRS, then it's mandatory to enter it on your tax return, otherwise your return will be rejected when e-filed.   See this IRS document for more information.    

I am using TT Desktop Deluxe. I have entered the 1099-Int, 1099-Div, am now trying to enter the 1099-B. I have read in other questions the step by step, but there is no way to enter or update my 1099-B data. I have also read where the Desktop deluxe edition is having issues with the entry of 1099-B. "Note: Be aware that some reports indicate potential issues with the 1099-B worksheet in the 2025 desktop edition. Always review your entries." I have done all the steps, but TT Desktop Deluxe is not letting me enter or update my 1099-B. How do I get this data entered?

Try using installing Firefox and use that instead of Chrome. Worked for me.    I've doubled check that all of our accounts have been imported, but I'm still nervous about submitting our taxes for fear something I'm overlooking may have been omitted by TurboTax. Not sure what I'll be using next year. After 16 years of using TurboTax, I think I'll be looking for different software.

What if one of the two spouse does not have a 401(K) plan and the total income is above the phase-out limit ?    Can that spouse contributes to a Traditional IRA ?  If so, can it be deducted on tax return ?

You are not required to use an IP PIN unless you have used one for past returns.   If you have not ever requested an IP PIN, you do not have to get one.   If you used one last year, you need one for 2025.