More detail that may be helpful: 2024 total HSA contributions (self): $2,103.85 2024 total HSA contributions (spouse): $6,523.85 Total contributions 2024: $8,627.70 (exceeding $8,300 max by $328) ...
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More detail that may be helpful: 2024 total HSA contributions (self): $2,103.85 2024 total HSA contributions (spouse): $6,523.85 Total contributions 2024: $8,627.70 (exceeding $8,300 max by $328) 2025 total HSA contributions (family): $8,288.29 (from HSA form 5498-SA) 2025 W-2 Box 12, code W = $7,960.20 Difference between these two being $328 It appears that my employer contribution ($7,960) was deducted from my wages, box 1, in my W-2. Therefore, my total 2025 contributions of $8,288 accounts for that made during 2025 by me, my employer, and includes the carry over that was excess in 2024. This number is not exceeding the 2025 family max of $8,550. So with this year's filing, when turbotax asks me "Did [spouse] have excess contributions deducted from their wages? (Tell us if your excess HSA contributions was made by your employer and decuted from the wages in box 1 of your W-2)"...my answer should be "no" since Box 12 code W was not $8,288. Is this correct? If so, it makes the $328 show as wages in turbotax under HSA. Will this take care of this 2024 overcontribution once and for all or is there something else I should be doing?