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See this TurboTax support FAQ for the 2025 TurboTax federal tax refund advance information - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/offer-details-disclosures-refund-advance-program/L4ljXp6TI_US_en_US

Yes, it was LTD through MetLife paid by my employer when I became disabled. I did pay quarterly taxes on LTD for three years, then got approved for full disability and received a lump some backpayment check from the treasury in December 2025. It was deposited in my bank account, then all but $5,000 was withdrawn by MetLife the next day. I accounted for the $5,000 in January's quarterly taxes for last year.

Are you doing that transfer at the very beginning----BEFORE you try to enter any new 2025 data?   Are you choosing the tax file----not a pdf?     How to transfer last year’s return?    https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/transfer-last-year-return-turbotax-online/L279eUvY2_US_en_US?uid=m6ayqk1s  

@Semantax what do you mean "my Inherited IRA is for a RBD?"    Do you mean that you are a designated beneficiary (but not an eligible designated bene) of an IRA, and the owner had reached their RBD? And therefore, you had an RMD because of the Secure Act's requirement, that because the owner had started RMDs the "remaining interest must be distributed at least as rapidly as under the method of distributions being used by the [IRA owner]?" I think that is what you meant. In that case, I would agree with @Opus 17 that IRS notice 2024-35, IV(B),(C)(1) (page 😎 means you should ignore it because the IRS has said it will not assert the penalty (technically an excise tax).   You don't need a waiver because the IRS won't assert that you owe the tax.  "To the extent a taxpayer did not take a specified RMD (as defined in section IV.C of this notice), the IRS will not assert that an excise tax is due under § 4974. "   BTW, if your RMD for 2025 is because the IRA owner's having reached their RBD date, then you get to use your own life expectancy, not theirs, to calculate the RMD for years prior to year 10. Unless you are older than they were, that will result in a smaller RMD. That could be good or bad. You might want to take out money before the 10th year if it is a lot of money and you have signficant other income to spread it out. On the other hand, if it is small or it is a Roth IRA, you might well wait as long as possible to take distributions.   See https://www.irs.gov/pub/irs-pdf/p590b.pdf page 9:  "If the owner died on or after their required beginning date (defined earlier) and you are a designated beneficiary, base your required minimum distributions for years after the year of the owner’s death on the longer of: • Your single life expectancy shown in Table I in Appendix B; or • The owner's life expectancy"

@rbrewer335 wrote: i rolled it from a self directed ira into a physical silver ira about 3-4 yrs ago and as you can see it is blowing up i plan on liquidating when i feel the time is right and start taking a dividend from it i am not 72 yet it will be a while but i am retired i need advice on what to do with it for my best out come We can't give financial advice, or predict the future price of silver.     Any funds you withdraw from a pre-tax IRA will be taxable as ordinary income (no matter what the IRA was invested in -- the entire withdrawal is taxable because you did not pay taxes on the original contributions). 

Oh you are so wrong. I normally file my taxes by the middle of January and I always had my tax refund in my account by January 29th. For some reason this year this section where I would normally enter my retirement pension is not available.