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Hi again. I think I may have uncovered the unknown I had been trying to find. I couldn't understand why my total tax would be higher with taking a Std Deduction ($34.7k) than with Itemized Deduction ($15.2k). It looks like if I take the Standard Deduction (reducing my taxable income by the $34.7k), then I cannot also take the Minimum Tax Credit (to recover a prior year AMT paid). If I do Itemize (reducing my taxable income by the $15.2k), I can also take the MTC (reducing my actual tax by over $10k in my case), which ends up being more beneficial. Does all that make sense? I wasn't aware that I couldn't take both the standard deduction and the MTC. Do you know...is that a change for 2025?

yea everyone has done their part but no one can tell me what the actually reason for my federal tax refund being delayed or when I will actually receive my federal tax refund then I'm fixing to lose my house cause I needed my federal tax refund to pay my house taxes but yet I don't qualify for a tax advocate.

The instructions for the desktop backdoor Roth do not align with what I'm seeing in the interview steps.  the top half (before TTax Online) second bullet, it seems we should only enter the non-deductible portion this year and need to wait for the 2026 1099-R to finish this process.  But the desktop interview does not indicate that. Then jumping to your Desktop instructions, step 6 is incomplete.  There are a whole bunch of questions to go through and then there is not a "deductible contributions elected non-deductible box" in my interview steps.  You may be referring to form 8606 and not the interview.  All the non-deductible questions in the interview apply to 2024 (or prior) non-deductible contributions and not one for the 2026 $ intended for 2025 tax year.  Finally, It may be helpful if the paragraph that starts "If your conversion contains contributions made in 2025 for 2024", that you include a similar statement for those of us who want to make a 2025 non-deductible contribution in 2026.  I believe if I substitute 2026 for 2025 and 2025 for 2024 in that paragraph, I read that to mean that filing form 8606 for the 2025 tax year is required to establish the cost basis in 2025 for nondeductible IRA contributions that were made between Jan 1 and Apr 15 2026.   Does that makes sense?  Thank you. Ken

If you are filing as Married Filing Separately you are not eligible for the deduction.  If you are Single and your AGI is over $175,000 or Married Filing Jointly and your AGI is over $250,000 you are not eligible for the deduction.   If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.   Standard deductions for 2025 Single - $15.750 add $2,000 if age 65 or older Married Filing Separately - $15,750 add $1,600 if age 65 or older Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older Head of Household - $23,625 add $2,000 if age 65 or older   New Bonus Standard Deduction (OBBB): An additional $6,000 deduction for taxpayers 65 and older. This is per eligible individual, meaning a married couple both over 65 could get $12,000. Important: This bonus deduction is temporary, lasting from 2025 through 2028. Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers. The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b Look at your Form 1040 - You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

you may not realize it but when you selected for TurboTax to take your fees out of your refund, you agreed that if the refund was delayed TurboTax would take the fees out of the alternative payment source you provided. All strictly legal. 

First of all, at this point, don't worry about any numbers that are on Summary screens and not on a tax form.   Second, I am confused by your description. Did you or did you not enter a 1099-SA in the HSA interview?    "I click "Continue" to where I am able to enter 1099-SA." At this point, you should see a table of 1099-SA forms (presumably only one with $500). The title of the slide should be "1099-SA Summary".   You should be able to see on the right of the one entry in the table a pencil icon and a trash can icon. Click on the trash can icon to delete the 1099-SA.   I am just worried about why you entered the 1099-SA in the first place. Did you receive a 1099-SA form? If so, you should have entered it.   I, too, have done tax software (last century), so I understand the end-of-season pressure. Let me know what happens.

To start another tax return using the online editions you will need to create a new account with a new User ID and a new email address. Go to this website and click on Sign up to start another account - https://turbotax.intuit.com/personal-