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  I am using TT online:  I found forms 1099-SA, 8889-T and 8889-S under "Tools" -> "Delete Forms"   - I deleted 1099-SA - and it is gone from the list.    - Then I choose to delete  form 8889-T,        - a message pops up:     " Form 8889-T: Health Savings Accounts (HSAs) from 2025 Federal Form 1040: Individual and any linked forms will be permanently deleted."   - I click on the red button "Yes, Delete"  - a message is displayed "Form 8889-T: Health Savings Accounts (HSAs) was successfully deleted."  - then I search the form again, and it remains there, listed within the "Delete a form" window.      I repeated the operation multiple times, and the form does not disappear from the list.       Same situation for form  8889-S.     -------------------------------------------------------- NOTE: Following is the exact step by step of the interview.  At this time I have used the exact numbers as I will need entered in the interview, ( as reminder:  both husband/wife are 55+ by Dec 31,2025) :    Step-by-Step:  Go  the interview  "Federal -> income -> Distributions from Health savings account":  -  "Select the health-related accounts you had in 2025"             -> HSA is selected for both  -  "Did you use your Health Savings Account (HSA) to pay for anything in 2025?"           -> Answer "yes" - "Who Received this Form 1099-SA?"           -> select "husband's name"  -  "Let's get the info from your Form 1099-SA"      -> enter the values manually:          Gross distribution: 1,333          Earning on Excess : 0          Distribution code 1          Type of plan:  HSA    - "Let's make sure [husband] personal info matches your 1099-SA"            no changes made,  click on "continue"  - "Tell us about [husband] HSA spending"            -> "I used all the money for medical expense only"       - "1099-SA Summary" is presented               click on continue     -  "Let's enter [husband]  HSA contributions"               2025 employer and payroll contribution. -                       $ 5,600. (note: box is grayed  )            Contributions made personally                         0        -  "Covered by HDHP" -> yes   - "Did any of these situation apply to [name]"?            -> selected "[husband] overfunded their HSA last year"    - "What type of HDHP..."          -> "covered by family plan every month of the year"   -  "Let's enter [wife]  HSA contributions"               2025 employer and payroll contribution.                           $ 3,795            Contributions made personally -                           $ 0        -  "Covered by HDHP" -> yes   - "Did any of these situation apply to [wife]"?                no box selected   - "What type of HDHP..."          -> covered by Self plan every month of the year    - "Enter last year's excess contribution"     "[Husband] excess contribution" : $ 3,183     "[wife] excess contribution"  : $ 0    -   " Who made the excess HSA contribution?        You contributed more to your HSAs than you were allowed. You may allocate $2,028 of excess contribution among you. Who should we treat as having made the excess contribution of $2,028 ?"           -> select "[husband]"   "Note: If you already withdrew your excess contribution, you still need to include it here. We'll ask about withdrawn contributions next. Be sure to allocate the excess contribution to the person who has withdrawn the excess contribution."    click on continue and the next form is the following:  -  "What's the total value of all your HSAs?"     Input the balances for both accounts from Dec/31st. as there were no additional contribution for 2025 after  that.    -     " Your HSA Summary Here's what we have for your HSA. You can make any changes if needed.                            husband.    wife       Deduction: $ 1,155.   $ 0       Total distribution $ 1,333 $ 0        Taxable distribution: $0   $0        Taxable earnings ... :  $0    $0       Tax Free company contribution:    $ 5600  $ 3795        Excess company contribution withdraw:   $ 0   $ 0  " ----------------------------------------------------------------------------------------------------------------------- There was No option prompted   to  specify that a withdraw was made on Feb-2026, from the 2025 contributions, in the amount equal to  the excess that was calculated by TT.          

Once you pay for the return, it is there. You are not required to use it. Simply mark that you will mail the return. This simply tells the program not to file it electronically. The program won't communicate with IL at all.

To fix this in TurboTax, you need to review "Estimates and Other Taxes Paid" in the Deductions section and remove the incorrect entry.    Or, go to Tax Tools > Tools and choose "Delete a Form" from the pop-up menu and from the list of forms, use the Trash Can icon to delete the "Tax Payments Worksheet" and step through the interview again.   @cheung325     

We would like to research this further, and it would be helpful to have TurboTax files from both 2024 and 2025. You can send us “diagnostic” files that have your “numbers” but not your personal information. If you would like to do this, here are the instructions:    Open your return in TurboTax Business 2024 and go to Online in the top menu, then choose "Send Tax File to Agent." You will see a message explaining what the diagnostic copy is.  Click okay through this screen and then you will get a Token number. Reply to this thread with a screenshot of your Token number (this avoids Community filters for numbers with a dash) and tag (@) the Expert requesting the token from you. Please include any States that are part of your return - this is VERY important. Repeat for TurboTax Business 2025.   We will attempt to determine the cause of your experience and possibly provide you with a resolution.

So yes, you report 0 for your RMD this year because it technically is not due this year.  But it is a smart idea to take it in the year you turn 73 so that you don't withdraw both your RMD for April 1, 2026 and December 31, 2026 and possibly get bumped into a higher tax bracket.  For the RMD you take in 2026, when you enter that in your 2026 return next year, you only need to report the RMD amount due on December 31, 2026 and not the one due on April 1, 2026   The reason that TurboTax asks for your RMD amount is to determine if you may be subject to a penalty for not withdrawing enough RMD and helping you to file for an exception to the penalty if you didn't.  The TurboTax program has no way of knowing your RMD requirement and relies on input from the taxpayer as to whether they withdrew enough funds to meet their RMD requirement.  And the honor system analogy is a good one to use here.    

Our programmers work to follow the state rules. You can verify the amounts on your forms versus the state law. According to SC DOR 2025 instructions, page 3: Line a: State tax addback If you itemized your deductions on your federal Income Tax return and deducted state and local Income Tax or general Sales Tax, you may be required to add back all or part of this amount to your federal taxable income when computing your South Carolina taxable income.    Federal law limits your total deduction for state and local Income, Sales, and Property Taxes to a combined total deduction of $40,000 ($20,000 if Married Filing Separately). You can’t deduct any state or local taxes paid above this amount.    In determining the state tax addback for a taxpayer whose tax deduction is limited to $40,000, you may first apply real or personal Property Taxes reported on federal Schedule A, lines 5b and 5c before applying state and local Income Taxes or general Sales Taxes reported on federal Schedule A, line 5a. The state tax addback required for South Carolina is the lesser of your:  a. itemized deductions in excess of the standard deduction that would have been allowed if you had used the standard deduction for federal Income Tax purposes;  b. state and local Income Taxes or general Sales Taxes from your federal 1040, Schedule A, line 5a; or  c. the $40,000 federal tax deduction limit less deductible Property Taxes   You may want to look at the worksheet on page 4 along with any other items of interest.

Inheriting an IRA is not a taxable event.   However, as you know, IRA distributions are a great way of creating lopsided income through the year.   As baldietax noted above, you may be able to reduce or eliminate your underpayment penalty by going through the Annualized income part of the 2210.   To do this, please go to Other Tax Situations->Underpayment penalties->Start and go through the somewhat long interview to identify if you are eligible for any exceptions to the underpayment penalty and to annualize your income for the 2210. 

1 - That may be the case.  It's often difficult to convince the system that you have already paid something - it is designed to err on the side of caution - but it should not autodraft for that.   2 - If you received a confirmation that the form was efiled then it was.

We would like to research this further and It would be helpful to have TurboTax files for both 2024 and 2025. You can send us a “diagnostic” files that have your “numbers” but not your personal information. If you would like to do this, here are the instructions:    Open your return and go to Online in the top menu, then choose "Send Tax File to Agent." You will see a message explaining what the diagnostic copy is.  Click okay through this screen and then you will get a Token number. Reply to this thread with a screenshot of your Token number (this avoids Community filters for numbers with a dash) and tag (@) the Expert requesting the token from you. Please include any States that are part of your return - this is VERY important.   We will attempt to determine the cause of your experience and possibly provide you with a resolution.

@Lindagmcd wrote: So, in order to be notified about changes, we have to show up on this board? Yes, either "show up on this board" or read your email (which might have wound up in your junk box/spam folder).    Further, did you make any attempt to use ItsDeductible after October 21, 2025? If so, you would have discovered that it was gone, not useable after that date and that you would have been unable to download your data after that time (although they extended the ability to download data).

Follow these steps: Go back to the File section.  The program asks if you want to e-file or mail.  Then it asks about payment. Select that you will mail your payment. This does not go to the state. It just tells the program you don't want to pay with direct debit.  Once you have filed, you have until April 15th to pay online, mail a check, or set up a payment plan. Reference: Payment options for IL Individuals