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The TurboTax Community is a top online resource for anyone wanting to discuss their tax and finance questions year-round. This community is built for users to share knowledge with other members and engage with credentialed experts and Intuit employees. Users can also find highly ranked members known as Community Champions, who are top contributors and have demonstrated considerable experience and insight.   Join the Community Conversations Joining is simple. Visit the TurboTax Community and sign in with your existing credentials or create an Intuit account.    The TurboTax Community features dedicated discussion forums covering key areas like Taxes, Investing, Lower Debt, and Self-Employed. You can post your question on the forum that best matches your needs.  Check out our video, “How to join the TurboTax Community and post a question” to start your own tax & money discussion.    Searching for Answers Another quick way to get reliable help fast is to search the Community using a question or keyword. Search results are sorted by official TurboTax Articles (support FAQs) or active Community discussion threads. For the best results, filter your findings to show discussion threads that are marked as "solved". On average, questions receive answers within a few hours. Our video, “How to search the Community,” demonstrates how to easily find helpful threads for your specific situation.   Additional Resources: Discuss your Taxes Community News and Announcements Ask the Expert Events Calendar Life Event Hubs Tax Expert Tutorial Videos Get Started in the Community Need more help? Our TurboTax Community is here for you! Post your question in one of our dedicated tax forums.

If you are aged 70 1/2 or older, a Qualified Charitable Distribution (QCD) offers a powerful way to reduce your taxable income while supporting your favorite charities. A QCD is a transfer of funds made directly from your IRA (excluding active SEP or SIMPLE IRAs) by the trustee to a qualified charitable organization.   The greatest benefit of using a QCD is its ability to satisfy your Required Minimum Distribution (RMD) for the year, all while excluding the amount from your gross income. For the 2025 tax year, the maximum annual amount that can qualify for a QCD is $108,000. If you file jointly, your spouse can also utilize this limit from their own IRA, potentially totaling up to $216,000.   To qualify, the transfer must be made directly from the IRA custodian to a qualified 501(c)(3) charity; receiving the funds yourself and then donating them invalidates the QCD. You also do not need to itemize deductions on your return to receive the tax benefit of the exclusion.   How to Report Your 2025 QCD Using TurboTax Reporting a QCD accurately ensures the funds are properly excluded from your income. Your IRA provider will issue you a Form 1099-R summarizing the distribution. For the 2025 tax year, IRA providers have the option to use the new distribution code "Y" in Box 7 of Form 1099-R to specifically identify the distribution as a QCD. If Code Y is used, it will be combined with Code 7 (for a normal distribution) or Code 4 (for an inherited IRA). However, since using Code Y is optional, many Form 1099-R documents may still lack any specific indication that the distribution was a QCD.   To report your QCD, first you will input the distribution information exactly as it appears on your Form 1099-R. TurboTax will then guide you with follow-up questions to correctly identify it as a QCD.  Watch how TurboTax will guide you through reporting your QCD in our video guide, “How to enter Qualified Charitable Distributions”.   Additional Resources What is a Qualified Charitable Distribution? What is a qualified charitable organization? How does a retirement plan withdrawal (Form 1099-R) affect my taxes? Need more help? Our TurboTax Community is here for you! Post your question in one of our dedicated tax forums.