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@rsherry8 Another suggestion --- call healthcare.gov with your questions.   800-318-2596   My own experiences with helping several family members enroll in marketplace plans have been that the reps you reach on the 800 number are really good.  And at this time of year when it is not  yet open enrollment, you should not have much trouble getting through to someone who can answer your questions.      

Sorry---I cannot comment on any of the healthcare.gov rules or plans for NJ.    You can try going to the healthcare.gov site and plugging in NJ to see what you can learn from that site.   The rules  and plans vary from one state to another ---at least to a certain degree.   But I am still puzzled by why you are focusing on NJ if the person with the marketplace plan is in FL.    If they are in FL then what matters are the plans and rules in FL.

The real person did not move to New Jersey. I changed his address to New Jersey so that I would gain understanding. I thought if you live in New Jersey and your income is below the FPL then you do not get a subsidy. Am I wrong about that?

How does New Jersey come into this?   Did the person who was on a healthcare.gov plan move from FL to NJ?   Why are you entering a NJ address?   The marketplace health insurance plans are specific to the states in which the person lives, so if they moved, healthcare.gov should have been informed of that.       If you had health insurance from the marketplace, when you applied for the insurance, you gave healthcare.gov an estimate of how much income you would receive in 2024.  They used that amount to calculate how much of the insurance premium would be covered by the tax credit and how much would be your amount to pay.   So...you had some monthly amounts to pay, and the rest of the cost of having that insurance was paid by the government program.   If you ended up making a higher income than you told them you would receive, they re-calculate how much should have been paid by the program and how much should have been paid by you.   And if your own share of the cost should have been more, they get it back on your income tax return.      If you actually had less income, you could even get some of the share you paid back on your tax return.           From Healthcare.gov: If you're enrolled in a Marketplace plan and your income or household changes, update your application as soon as possible. These changes — like higher or lower income, adding or losing household members, or getting offers of other health coverage — may affect the coverage or savings you’re eligible for.  After you finish applying or enrolling, you may be asked to submit documents to confirm your income. Discover which changes to report. Learn how to report changes.  

Hi dj   I have been the victim of scamming as well.  looking into the possibilities for claiming deductions.  the only seeming possibility if you were the victim of a ponzi scheme in which you were "investing" with the expectation of returns. you also need to have filed a police report ( I suggest FBI as well) and have records of your "investment " transactions and records and they need to match up with your actual withdrawals

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/amend-change-correct-return-already-filed/L4VjJ9BA2_US_en_US?uid=m76mq6z2    Do not expect quick results from amending. It can take four months or more for the IRS to process an amended return.     You can watch for information here: https://www.irs.gov/Filing/Individuals/Amended-Returns-(Form-1040-X)/Wheres-My-Amended-Return-1  

Since you say you are trying to get caught up on several years of tax returns, you can expect the same situation for the other past years except for 2024.   You should be able to import your 2024 data as long as you prepare the 2024 return before the financial institution takes the data down when the tax filing season for 2024 ends in mid -October.

Sorry I don't understand what problem you are having.  Did you get the wrong download?   You can log into your Turbo Tax account and download the other one.   Since you now have to log into an Intuit Account all your downloads and licenses are listed there (even if you bought it from somewhere else) so if you need to download to install it again or install on another computer, even on the other operating system (Windows, Mac).

Well Amazon is listed as an authorized seller but only if it's sold and shipped by Amazon, see https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-product-orders/obtain-authentic-turbotax-programs/L1yYfitCw_US_en_US?uid=lv4rnzmq

I guess I was just assuming that since all the information I gave pertain to when I moved out the last year I live there, this was stated several times. I thought in the first thread I did say I moved out two years ago if I didn't my bad but anyway it doesn't matter if it's 2024 or 2023 tax return it matters the fact that I lived there that during that time yeah I took care of my family. so in that matter I'm sorry I got frustrated but what would you do you? Just leave it alone and let the government keep the money or  amend  the return and see what happens. I understand all the tax jargon and about the 8332 form and all this other stuff I get all that but I also understand that I've never had to use it before so without bringing all that jargon into the equivalent answer for my question is there not any way to check on a on a social security number, to see if somebody's been claiming that social security number, Maybe not even with the IRS maybe there's somewhere else that you can go and  put in your own social security number and see if somebody's claiming you I just kind of feel like everybody's trying to not answer the question the actual question. All this why I can't claim them. I've already worked out that legally I can claim them I have done this many times just have never run into this exact situation

Oh, and the Business Code is not from your payer and doesn't apply to them.  It is a code for your activity.   Depends on what they are paying you for.   The people or company that pays you is your customer or client. You need to fill out schedule C for self employment business income. You are considered to have your own business for it. YOU are the business.  

The Business Code is a 6 digit number for your activity. If you can't find a code that applies, you can enter 999999. Here are the IRS instructions for Schedule C. Business codes start on page 19. http://www.irs.gov/pub/irs-pdf/i1040sc.pdf See the FAQ on Business Codes, https://ttlc.intuit.com/turbotax-support/en-us/help-article/business-taxes/business-code-used/L6QD0xQke_US_en_US?uid=m8362hnn

Just called Schwab (kudos to them working on a Sat.) and they said they don't support previous year's import, at least not after the October extension filing deadline.  They person did not sound very technically-savvy but at least we have a confirmation that it's not supposed to work with Schwab.

No the import files are special files, not the same as a pdf or txf file.  They have to leave the pdf files so you can access them and most people don't get paper statements in the mail anymore.  You can print out the prior y ear pdf files to manually enter into a tax return.  Did you call Schwab or any broker to see if they have the old import files?