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Hello experts,   My son turned 18 last year and started college. I claimed him as a dependent for 2025.  My son also opened a brokerage account last year  and he got paid a dividend of less than $10. He purchased some equities but never sold any of them, just the dividend for holdign the equities.   Should I include this income of less than $10 in my tax return? My son is not filing his taxes for last year. There is no other income for him.   Also, at what point does it make sense for my son to file his own taxes? If he does a summer job in 2026, would it make sense for him to file his own taxes? In that case, can I still claim him as a dependent for 2026 or no?

Let's say I have TurboTax for this year, and I want to get an idea of what my withholding % should be for my 2026 1099 income. Could I start a new 2025 return (and not submit it) and enter my projected income, deductions, etc? And then see what % it would say I should withhold just for 2025 numbers?   If so, would this work even after the tax deadline? (Again, this is not to actually submit for 2025 taxes)

If I add the TurboTax "live tax advice" would they be able to give me the exact personalized % of my 1099 income for this year that I need to save and withhold for taxes?   And would they be able to tell me how I could gather and provide proof of qualified medical expenses for an HSA from years ago, even if I don't have receipts for them? Such as by downloading claims info from my insurance provider?   Or tell me what I need to do if I end up possibly exceeding the income to continue receiving my premium tax credit this year? Or if there is any kind of safe harbor for that?    I could just really use some exact confirmation on these things and I'm wondering if this falls under the scope of what they would do.

I have interest income of $x on one 1099-INT form, no other info on the form. When I enter $x, my federal tax owed goes up by 0.41*$x. If the current maximum tax rate is 37% why is TurboTax calculating a higher rate?