All Posts

You likely didn't do anything wrong, you’re probably seeing the direct impact of the One Big Beautiful Bill Act (OBBBA). While the standard deduction remains high, the OBBBA significantly raised the State and Local Tax (SALT) deduction cap from $10,000 to $40,000 for the 2025 and 2026 tax years.    It is possible your combined state income taxes and property taxes (which were previously capped at $10k) are now fully deductible up to that much higher limit, and your total itemized deductions may have surpassed the standard deduction threshold.   You can review your return summary to see if your itemized deductions total more than the standard deduction, which is $15,750 for singles or $31,500 for married couples.  You can check this in TurboTax Online by navigating to Tax Tools on the left of your screen, choose Tools, then View Tax Summary.

If you are an employee who receives a W-2, your employer reduces the amount of wages in box 1 by the amount of your traditional SIMPLE elective deferrals.  It does not get subtracted from income a second time on your tax return.  So yes, deferring income to the SIMPLE plan reduces current year taxable income.  (Roth SIMPLE contributions do not reduce taxable income.)   If you are self-employed and make SIMPLE IRA contributions that are deductible on Schedule 1 as a self-employee retirement deduction, this does reduce AGI.

@MarilynG1 I did indeed start my a return online. I imported my 2024 desktop tax file and then added the new 2025 information including the latest W-2, other investment 1099s and the crypto .csv files.   After reading your reply, I cleared the online return, deleted all of the previously uploaded files, made sure TT Desktop was closed, and proceeded to start over online. TT Online still retained a bunch of my household/personal info, and some info from my 2024 return, from my Intuit account I guess. I couldn't find a way to prevent pulling 2024 information in. I then proceeded to skip adding a W-2 to the other investment income section and upload my .csv files. Nothing showed up in the investment income section even after uploading those files. It's still looks like this even after uploading my .csv files: In the Tools pop up I still do not have a download tax file option. I then wondered if TT is expecting a W-2 before it gives the option to download the tax file. I proceed to enter that information, so now all I have is a W-2 and the crypto .csv files. Still no download option.   The income summary doesn't reflect any information for the investments and savings row despite uploading a couple of .csv files: I then deleted the .csv files, uploaded some other traditional investment 1099s, check to see if can download the tax file. Still not here. Additionally, after trying to upload a .csv once more, TT Online still doesn't display anything from it, so the data from the file isn't being accounted for at all in the Income screen.    I'm truly at a loss, having sunk 3.5 hours into this online workaround plus the many hours spent originally trying to file in the desktop software and looking through forums.

@tglauner Using Add a state does not automatically start an amended return.   To access your current or prior year online tax returns sign onto the TurboTax website with the User ID you used to create the account - https://myturbotax.intuit.com/   When you sign onto your online account and land on the Tax Home web page, scroll down and click on Add a state.  This will take you back to the 2025 online tax return.  Click on any of the links on the left side of the online program screen to access any section of the tax return to make corrections.  Then click on File to either e-file or print the return for mailing.    

question is how to modify a return that was printed for mail but has not been submitted to the IRS. Workarounds often stated seems to be click 'add a state'. However,   I have the same issue, and the suggested workaround is not acceptable and the end result does not work for us.   Using “Add a new state” pushes the return into an amended return workflow. That is not what is needed here. The return has not actually been filed with the IRS. It was only printed, and users need to be able to edit the original return and generate a corrected PDF before mailing. That distinction matters: Printed is not filed A TurboTax status of “filed” is not the same as actual IRS submission If nothing has been mailed or e-filed, users should be able to revise the original return without creating a 1040-X If Intuit prevents edits to an original return that has not actually been submitted, that is a significant product problem. What is needed is simple: allow users to reopen and edit the original return until it has actually been filed, and generate a new PDF without triggering an amendment.

smags You should not have 5329 in your return, particular with numbers on line 1 and 2 for early withdraw. It is not early withdraw, it is excess contribution and excess is going to line 23 on Form 5329. And form 5329 do not provide a way to indicate that excess contributions are withdrawn on time since IRS treat timely withdrawn contributions as they were never made. Read instructions to form 5329 to Line 23. IRS requirements to excess contributions are clearly stated on Form 8606 instructions page 7 –“Return of IRA Contribution”. IRS required just adding two numbers on lines 4a and 4b of 1040 and a statement. That is it. This whole workaround nightmare is because TT will not let you add numbers to 4a and 4b on 1040.

I have the same issue, and the suggested workaround is not acceptable and the end result does not work for us.   Using “Add a new state” pushes the return into an amended return workflow. That is not what is needed here. The return has not actually been filed with the IRS. It was only printed, and users need to be able to edit the original return and generate a corrected PDF before mailing. That distinction matters:   Printed is not filed A TurboTax status of “filed” is not the same as actual IRS submission If nothing has been mailed or e-filed, users should be able to revise the original return without creating a 1040-X If Intuit prevents edits to an original return that has not actually been submitted, that is a significant product problem. What is needed is simple: allow users to reopen and edit the original return until it has actually been filed, and generate a new PDF without triggering an amendment.

I have the same issue, and the suggested workaround is not acceptable and the end result does not work for us.   Using “Add a new state” pushes the return into an amended return workflow. That is not what is needed here. The return has not actually been filed with the IRS. It was only printed, and users need to be able to edit the original return and generate a corrected PDF before mailing. That distinction matters: Printed is not filed A TurboTax status of “filed” is not the same as actual IRS submission If nothing has been mailed or e-filed, users should be able to revise the original return without creating a 1040-X If Intuit prevents edits to an original return that has not actually been submitted, that is a significant product problem. What is needed is simple: allow users to reopen and edit the original return until it has actually been filed, and generate a new PDF without triggering an amendment.

Lines 19 and 20 of Form 5695 do require the QMID according to the IRS Instructions for Form 5695.   You will need to enter that information in order to electronically file your return including Form 5695.   @tonybomp 

The IRS received the tax return so there is no need to file the same tax return again.  You could not e-file another return anyway since the original has already been e-filed.   After the tax return has been Accepted by the IRS (meaning only that they received the return) it will be in the Processing mode until the tax refund has been Approved and then an Issue Date will be available on the IRS website.