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Was able to e-file the state return as well.  But there was no software update before I submitted so obviously making the users try all these other scenarios and wait for a software update to download was a waste of time.  At least, it was finally fixed by TurboTax staff.

Hi @dmertz !  Thanks for your reply.   sorry that my question was confusing.  Thought I’d share a screenshot of my Tax Year 2021 Form 5498 below.     The 5498 form shows I made a contribution of $7000 (cash from my bank account) to my Rollover IRA in 2021, Line 7 shows  it is a traditional IRA contribution.    I initially thought I might have missed reporting that  2021 IRA contribution in my  1040 tax form for 2021 because Fidelity only issued Form 5498 but not 1099-R form.  Now I realize that 1099-R forms are for Distributions, not contributions.       And speaking of contributions, I also realize that forgot to claim a deduction of $7000 for my IRA contribution in 2021 (checking my 2021 Form 1040 generated by Turbo Tax and I do not see it).     I am afraid it might be too late for me to  amend the 2021 tax return to deduct my 2021 $7K deduction.  Google suggested that I do an 8606 for that  $7k contribution instead.  

To check on regular tax refund status via automated phone, call 800-829-1954.   Federal and state refunds come from completely separate entities.  There is no rule as to which one will come in first or how long it will be between their arrival in your account.   TurboTax gives you an estimated date for receiving your refund based on a 21 day average from your date of acceptance, but it can take longer.  “21 days”  is not a promise from TurboTax or the IRS.      First, check your e-file status to see if your return was accepted:  https://turbotax.intuit.com/tax-tools/efile-status-lookup/   Once your federal return has been accepted by the IRS, only the IRS has any control.  TurboTax does not receive any updates from the IRS. Your ONLY source of information about your refund now is the IRS.     You need your filing status, your Social Security number and the exact amount  (line 35a of your 2025 Form 1040) of your federal refund to track your Federal refund:    https://www.irs.gov/refunds   To track your state refund:     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_US_en_US?uid=lt447ebr   If you chose to have your TurboTax fees deducted from your federal refund, that will take some extra time, while the third party bank handles the refund processing     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/refunds-take-longer-others/L14YlqFrH_US_en_US?uid=lexdr7zh . https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/irs-refund-taking-longer-21-days/L2vRAJbdU_US_en_US?uid=lexe7lst         If you are getting earned income credit on line 27 or additional child tax credit on line 28 You are subject to the delay required by the PATH act.  Do not expect your refund before early March   https://ttlc.intuit.com/turbotax-support/en-us/help-article/internal-revenue-service/federal-refunds-delayed-due-path-act/L5jnQJsBi_US_en_US   Note:  “Accepted” is not the same as “approved”.  TurboTax tells you the e-file was accepted if the IRS deems that there is enough information on the return for them to take it in for processing.   Only the IRS can approve of the refund, which is a later stage of processing.  If the IRS approves your refund they will provide a date for the refund to be issued.   FROM THE IRS WHERE’S MY REFUND SITE: https://www.irs.gov/wheres-my-refund How it works Where's My Refund shows your refund status: Return Received – We received your return and are processing it. Refund Approved – We approved your refund and are preparing to issue it by the date shown. Refund Sent – We sent the refund to your bank or to you in the mail. It may take 5 days for it to show in your bank account or several weeks for your check to arrive in the mail.

Getting IP PINs for your deceased parents is not going to be easy.  It would probably be easier to file the returns by mail.  I'm sure you can get an IP PIN for a deceased person.  If you can, you will need to contact the IRS Identity Protection Specialized Unit directly to request them.  You will have to provide proof of death and a copy of court approved Letters of Testamentary, or similar.      

@psobon it helps to always think of these backdoor's in 2 parts - the contribution can be backdated to the prior tax year until April 15th, but the conversion cannot be backdated it would be reported in the calendar it's done.  So your contribution would be split across 2024+2025 tracked on Form 8606, and the conversion for the entire amount is just reported in 2025.   just to clarify tho, your original post said you had a 1099-R with $7000, but your latest comment says $14000?  Did you get another 1099-R for $7000 or was that a typo.

Go back to the 1099-Q section and carefully review your responses to the questions.  You may have responded to a question that is prompting TurboTax to require a designated beneficiary.   Alternatively, consider deleting the entire Form 1099-Q and starting over.  Here are some links that may be of help:   Where do I enter a 1099-Q? How do I view and delete forms in TurboTax Online?

When filing DC MFS (Married Filing Separately on the same return), you can allocate deductions to whichever spouse minimizes the combined tax. TurboTax usually pre-populates this based on who paid (if identified) or to maximize the lower bracket; it is generally safe to keep as is, or you can assign all deductions to the higher-earner to maximize savings.

If the account information is correct, then your IRS deposits could be getting rejected due to a name mismatch.  The name on the account must match the name on the return.  It could also be that your bank is rejecting your direct deposit.  You could try contacting your bank to see if there are any issues with your account that may be causing the rejection.  You could also use a different bank account on your next tax return.     Direct Deposit Refunds and Refund Offsets Understanding your CP53 notice

You appear to be using Online TurboTax.  You can go through the section "W-4 and Estimated Taxes" to figure your customized 1040-ES quarterly tax payments for 2026.    If you have already filed, then you'll need to open your return interview back up.  The steps below tell you how.   If you haven't yet filed, you won't need to do the first 3 steps.   If you have already filed, do NOT make any changes in your return.  If you ever have to amend the return, it has to start off exactly as originally filed.   Log in, and if you've already filed, then here's how to open your return interview back up: At the Tax Home or in the section "Your Tax Returns & Documents" for tax year 2025, look for a link "Add a State." Click on "Add a State."  (you don't really add one; that's just to get the return to open back up.) Once the return is open, click in the left menu column on Federal. Then choose tab "Other Tax Situations". You may then see a screen "Your uncommon Tax Situations" Scroll way down to the last category "Other Tax Forms" and expand that section. Find topic "Form W-4 and Estimated Taxes" and click Start or Revisit.

Will this help?  When you click in the left column tab for Deductions & Credits, it may take you to a page called "Your Tax Breaks. Lower on that same screen should be a button or link for "Add more tax breaks" or "Show more tax breaks" or similar wording. When clicked, then the screen should expand, and all the deduction topics are displayed including "Estimates and Other Taxes Paid." Then that topic can be expanded further to get the subtopic Estimated Tax Payments.

Whether you have to file a tax return for the city in which a casino that you won at depends on your facts and circumstances. Such as; What state you live in; what city you won in, what state that is in, and how much you won. We can answer generally but would need to know more details to give a more specific answer. You can come back and provide more specific information if you like.   States have different rules for taxing gambling winnings.  If the city that you won money in is in a different state, you will likely have to file a non-resident tax return for that state the casino is located​ in, if that state has an income tax. The state where you won the money taxes money earned within its state (if it has a state income tax). You may get a credit on your home state tax return to avoid double taxation, depending on your state's rules.  See How do I file a nonresident state tax return?   If you win in a city that imposes a local income tax on residents or nonresidents (like Philadelphia or Detroit), you may need to file a municipal tax return to report that income, even if you don't live there.  It would depend on the city's rules for taxation.  You can contact the city's Department of Finance to find this out.    All gambling winnings are considered taxable income for federal purposes, regardless of the amount you won or whether you received a Form W-2G or other tax document from the casino you won at.   You will report your gambling winnings in TurboTax in the Income section under Less Common Income and then Prizes, Awards and Gambling winnings. This will flow to your state tax return.   If you received a Form W2-G for your winnings, you can use this as a guide for entering it.  How do I enter a W-2G?   If you need to file a Nonresident State tax return, you should prepare it first before preparing your own resident state tax return.  This way, TurboTax can properly calculate the tax credit your home state may have for taxes paid in other states. This prevents any double taxation.    For additional information, please see:   Everything You Need to Know About Filing Taxes on Winnings How to Pay Taxes on Gambling Winnings and Losses Can I deduct my gambling losses?   Multiple States—Where to File Please return to Community if you have any additional information or questions and we would be happy to help.