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All of the above. If you have excess contributions for 2023 and 2024, you must each report those excess contributions and pay the 6% penalty.  If you did not report the excess and pay the penalty, you must each file your own amended returns for 2023 and 2024 to include form 5329 and pay the penalties.   Then for 2025, it is too late to use any kind of special procedure to remove the excess, so you have to pay the penalties again.  Each of you will file a separate form 5329 for your personal situation (your joint return will include two copies of form 5329, one in each spouse's name.)   Then sometime during 2026, you can make a regular withdrawal of the excess contributions.  You do not have to withdraw the earnings, just the contributions.  This is a regular withdrawal, not a special withdrawal of excess contributions.  Because it is a return of contributions, it won't be taxed.  Then you will include two copies of form 5329 on your 2026 tax returns to remove and resolve the penalties.   Two additional notes: 1. If you file jointly for 2025, and you made allowable Roth IRA contributions, you have the option to remove them, and then your 2025 limit can be applied to the excess carryover from 2023 and 2024.  For example, if you have $13,500 of excess contributions, and you are eligible in 2025 but make no new contributions, you can apply $7000 of the excess toward your 2025 limit, meaning that the 2025 penalty will be figured on the remaining $6500 of carryover excess.  Then in 2026 you can either withdraw that excess or use it up by applying it to your 2026 limit.   2. If you would be eligible if you had filed jointly, you could amend your MFS return to MFJ. This would make the contributions allowable (probably) and there would be no penalties owed.  The IRS will allow you to amend from MFS to MFJ.  However, I presume there was a good reason for filing separately, so you should consider whether these penalties offset the other benefits of separate filing.  Amending from MFS to MFJ requires special instructions, let us know if you want more information, and if you used Turbotax for those years or not. 

HOW CAN I DOWNGRADE TO A LOWER VERSION https://ttlc.intuit.com/turbotax-support/en-us/help-article/change-service-level/downgrade-lower-priced-version-turbotax-online/L2IDaMvkt_US_en_US?uid=m6ilzady     WHY DO I HAVE TO PAY?  I WANT THE FREE EDITION   The information that you can enter in Free Edition is pretty limited now.  Thanks to the tax laws that began for 2018 returns, there are no more simple Form 1040EZ or 1040A's.  Everything goes on a Form 1040 that has three extra "schedules" with it, and if you need any of those schedules, you are not able to use the Free Edition.  Using the standard deduction instead of itemizing does NOT mean you will not need any of those schedules.   If you started in the Free Edition and entered any data that required any extra forms or schedules, you have to upgrade to a paid version and if you are watching the screens carefully you are alerted to the upgrade.       TurboTax Online: Important Details about Filing Simple Form 1040 Returns If you have a simple Form 1040 return only (no forms or schedules except as needed to claim the Earned Income Tax Credit, Child Tax Credit or student loan interest), you can file for free yourself with TurboTax Free Edition, or you can file with TurboTax Live Assisted Basic at the listed price. Roughly 37% of taxpayers are eligible. Examples of situations included in a simple Form 1040 return (assuming no added tax complexity): W-2 income Interest, dividends or original issue discounts (1099-INT/1099-DIV/1099-OID) that don’t require filing a Schedule B IRS standard deduction Earned Income Tax Credit (EITC) Child Tax Credit (CTC) Student loan interest deduction Taxable qualified retirement plan distributions   Examples of situations not included in a simple Form 1040 return: Itemized deductions claimed on Schedule A, like charitable contributions, medical expenses, mortgage interest and state and local tax deductions Unemployment income reported on a 1099-G Business or 1099-NEC income (often reported by those who are self-employed, gig workers or freelancers) Stock sales (including crypto investments) Income from rental property or property sales Credits, deductions and income reported on other forms or schedules        How can I see my TurboTax  fees?  https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/review-fees-turbotax-online/L1XnIzgzg_US_en_US?uid=m682vq7k   If your TurboTax fees are higher than expected, you can reduce them by removing add-ons     (BEFORE you e-file) :   Remove Premium Services Remove MAX Defend & Restore Remove a state Remove PLUS Help & Support Remove Pay With Your Refund     Or—-Use this IRS site for other ways to file for free.  There are 8  free software versions available from the IRS Free File site   https://apps.irs.gov/app/freeFile/  

The cost, when you placed it in service for your business, is what you originally paid for it when  you purchased the car. Since you used the standard mileage rate (SMR) all years of business use, and you have now sold or traded the car, fair market value (FMV) is of no consequence.  Use the actual cost to determine the calculated figures for the sale of the business portion of this car.   @Aussie 

If you filed your own tax return last year but said you could be claimed as a dependent, you have an AGI on line 11 of your 2024 Form 1040.   If by "filed under my mother " you just mean your mom claimed you as a dependent and you did not file a return of your own at all, then choose the answer that says you did not file a 2024 return, or use zero as your AGI.   And....if you were under the age of 19 at the end of 2025 (or if you were a full-time student in 2025), you can still be claimed as a dependent on your parents' tax return so make sure that in MY INFO you said someone else can claim you for 2025.

I decided to follow up on this myself and I called the IRS today and spoke to an agent who was very helpful.   I was told that a letter will be forthcoming to me explaining that "1 or more Qualified Manufacturer Identification Number is missing or incomplete". The remedy for this is to  mail or fax a complete Form 5695 with the complete applicable QMID. Now, think about this for a second.  I now have to wonder about the Intuit Turbo Tax eFiling process workflow and their Quality Assurance process to ensure full an adequate testing of the system transmission service. What is the method in place to endure all of the forms and data elements with their corresponding values have been received by the IRS as they have been sent via the eFile transmission.  I did verify that the 2025 tax return PDF that I printed does in fact have this form and the correct QMID of "I7Q6" for Daiken in 29a of the Form 5695.  Therefore, it strongly appears that the transmission of the QMID and/or Form 5695 IS NOT working as intended.   I will also say that if there is no acknowledgement that a problem exists then it is reasonable to expect that a resolution to a problem can't be achieved.  That said, this has caused an additional multi-week delay in processing my Turbo Tax prepared and eFiled return.  It would be a great service to the customers using the Turbo Tax products who are claiming residential energy credits if Intuit can provide some information about this issue rather than letting this fester within the community in this time where information moves with great speed.   The person I spoke with said that I could mail or fax a completed Form 5695 with the proper Qualified Manufacturer Identification Number to: IRS 333 West Pershing Road Stop 6120 N-1 Kansas City, MO 64108-4302 ATTN: SP Rejects Team Fax #  844-254-2834 It would be great if Intuit could possibly work with the IRS on this issue and perhaps offer a way to electronically resolve this issue with the IRS. I am curious to know if there has been any Turbo Tax customer that has eFiled a return through Turbo Tax that has included a form 5695 for a residential energy tax credit and has had their return successfully processed with the IRS.

I have the same problem.  1040X shows all the wrong information.  It seems to be grabbing random amounts for column A.  The figures are not what was entered on the original return.  The amount on line 18 is not the the overpayment on the original return.  All these errors result in bogus amounts on line 19 and line 20.  

When you use online TurboTax software you get one return per fee.   Each return needs its own email, account and user ID.   If you use the same account and user ID for a second return, the second one overwrites the first return and it is lost forever.     https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-start-another-return-in-turbotax-online/00/25596 https://turbotax.intuit.com/personal-taxes/online/file-your-own-taxes/

Hi, I left the box blank inadvertently and my transcript (I already filed) says Main Home in U.S. — No. What’s more, TurboTax’s chatbot says that box doesn’t exist. I am trying to find a form to amend this.

It depends. If you are saying you previously used more depreciation than you should have then you could add the difference as part of your income under 'Cash...etc.' Be very deliberate in your recordkeeping, it will be very important at sale.   It's quite uncommon to uses the Form 3115 for the section 481(a) adjustment unless there is depreciation that was not used due to an error. If that is the case you should follow the steps here. Be sure to get the total accumulated depreciation prior to 2025, subtract that from the total prior depreciation in your 2024 return, then enter that number on your Schedule E under 'Any Miscellaneous Expenses' then use the description F3115 Section 481(a), then enter the amount. Your depreciation schedule will maintain the information for each asset for future use.

In TurboTax, in the Ohio state income tax return, at the screen Here's the income that Ohio handles differently, scroll down to Survivor benefits.  Select Start to the right.   Learn more states:   Deduct survivor benefits to the extent included in federal adjusted gross income. Most life insurance benefits are not included in federal adjusted gross income and thus are not deductible.   Generally, survivor benefits include any amount received because of the death of another individual. The decedent's age, recipient's age, relationship to the decedent, and prior tax treatment of the income on the decedent's return are not relevant in determining if income qualifies as survivor benefits.   To determine if amounts are survivor benefits, you should refer to the terms of the plan under which the benefits are paid. Any amounts payable without the death of a covered individual as a precondition are not survivor benefits.

You need a Social Security number in order to claim your child and get child-related credits.   If you will not have that SSN by April 15, sometime later in March, request an extension so that you will have more time to get the SSN.   The online request for an extension becomes available sometime in mid-March.  

To remove the form, mark the property as not qualified in the software, even if it doesn’t feel right. Try these steps to see if this makes a difference.   Go back to the Oklahoma State section in your return. Navigate to the screen titled "Summary of Oklahoma Capital Gains and Losses." Click Edit next to the Edward Jones transaction. On the next screen, check the tiny box that says "This property does not qualify for exclusion." When you check this box, TurboTax knows you’re not claiming this deduction. The software should stop asking for the “Property Type,” and the filing error should go away.

I didn't really get a response to my question. The last clarification I need is if I put the vehicle into service 2 years after purchasing the vehicle (100% personal use for 2 years, then partial time business use in years 3+ and only ever claimed the Standard Mileage Rate, what do I use for Cost Basis, the original purchase price or an estimated FMV at time the car was placed into service? If the answer is I need to use FMV, I have records of what that value would have been at the time.   @DianeW777