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There are new annuity questions due to the SECURE ACT. The good news is that you can usually skip this section.   Review the section to see if you may have checked the box that says "Yes, this is a 403(b) plan, or if you indicated that you received scheduled payments.   If you did, you are effectively telling the software, "I have a Tax-Sheltered Annuity," which triggers the confusing questions about annuity start dates and cost basis.   If this does not apply, follow these steps to bypass the annuity loop: On the 1099-R entry screen, make sure Box 7 matches your form (likely Code 7 or Code 1) Ensure the "IRA/SEP/SIMPLE" box is unchecked (since it's a 401a, not an IRA) When the software asks, "Was this distribution from a 403(b) plan?", select "No, it's another type of qualified retirement plan" By selecting No, the software should treat it like a standard pension or 401k distribution and skip the "Annuity" questions entirely

Unless a scholarship is restricted to paying tuition (Pell grants are not restricted) you are free to allocate your qualified educational expenses (QEE)(tuition, fees, books and course materials including a computer) any way you want at tax time. You allocate your expenses to the tax credit or to the scholarships (to keep some of it tax free).  You don't have to isolate/allocate to actual out of pocket payments.  This assumes you don't  have a 529 plan distribution also needing allocated expenses.    If you need help doing so, provide actual numbers. But, simply allocating $4000 QEE to the credit is all that is usually needed. 

Next year, on the 2026 tax return.  Since you are a cash basis taxpayer, the property taxes are deductible in the year that they are paid.   For more information, see this article: Claiming Property Taxes on Your Tax Return

If you have not paid for the online edition you are using, have not filed your tax return or registered the Free edition, then you can clear your return and start over with a lower priced edition. Click on Switch Products on the lower left side of the program screen while working on the 2025 online tax return. Click on Clear & Start Over

To enter, edit or delete a form 1099-R - Click on Federal Taxes (Personal using Home and Business) Click on Wages and Income (Personal Income using Home and Business) Click on I'll choose what I work on (if shown) Scroll down to Retirement Plans and Social Security On IRA, 401(k), Pension Plan Withdrawals (1099-R), click the start or update button

Code TY25-WI-Retirement_TT means your tax return for Wisconsin was not submitted.   The Reason is:  We're updating TurboTax for a recent change to Wisconsin's retirement income rules. The update will be available on February 13, 2026. Please log in on or after that date and resubmit your return. (Online versions update automatically.) 1. If you have no retirement income OR all of your retirement income is from qualified plans -- like a 401(k), 403(b), IRA, or government pension -- you can simply review and resubmit. Most workplace retirement plans are qualified. 2. If you have retirement income from a non-qualified plan (uncommon), go to Retirement Benefits Adjustments and follow the steps to update your amounts before resubmitting. We truly apologize for any inconvenience this might have caused.