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Make sure you have entered your child as a dependent in My Info, and that you have entered the child's Social Security number.    Careful— do not say that your child’s SSN is not valid for employment.  If your child was born in 2025 make sure you said he lived with you the whole year.  There is an oddly worded question that asks if the child paid over half their own support.  Say NO to that question.     Have you entered income from working in 2025?  If not,  you will not receive an income tax refund based on having dependent children.     The maximum amount of the child tax credit is now $2200 per child; the refundable “additional child tax credit” amount is $1700.   In order to get that credit, you have to have income from working.   Take the amount you earned from working.   Subtract $2500.   Multiply the rest by 15%.  That is the additional child tax credit per child that you canget—- up to the maximum of $1700 per child.   If the amount you earned from working was low, you will not get the full $1700 per child.    If your child is older than 16 at the end of 2025, you do not get the CTC.  But you may still get the non-refundable $500 credit for other dependents instead.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/child-tax-credit/L2lNhfGDl_US_en_US?uid=m68dfq2u   https://ttlc.intuit.com/turbotax-support/en-us/help-article/taxation/additional-child-tax-credit/L6xFeMFEf_US_en_US?uid=lqnuygah https://www.irs.gov/help/ita/does-my-childdependent-qualify-for-the-child-tax-credit-or-the-credit-for-other-dependents     And for the Earned Income Credit—-   https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-credits-deductions/qualifications-earned-income-credit-eic-eitc/L7w4BFP32_US_en_US?uid=m62rmz09   https://www.irs.gov/credits-deductions/individuals/earned-income-tax-credit/use-the-eitc-assistant   https://www.irs.gov/pub/irs-pdf/p596.pdf   Look at your 2025 Form 1040 to see the child-related credits you received   PREVIEW 1040 https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr   Child Tax Credit line 19 Credit for Other Dependents line 19 Earned Income Credit line 27 Additional Child Tax Credit line 28

Correct.  If you have a penalty of $23 this year, that would mean you over-contributed by $383.  If you leave the excess in the account and contribute less in 2026, that will use up the excess.  Note that you must be $383 less than whatever your 2026 limit will be.  IRA contributions are capped at $7000, or $8000 if over 55, but your ability to make a Roth contribution, or a deductible contribution to a traditional IRA, might be less than the maximum due to your income and other situations.  

Yes, you do need to report your RMD on your tax return.  The account owner is taxed at his/her income tax rate on the amount of the withdrawn RMD but if the RMD is a qualified distribution from a Roth IRA, it is tax free. Also, any part that was already taxed is tax free (to the extent the RMD is a return of basis). You should have received a 1099R for your distribution from your financial institution.   Contact your financial institution regarding your missing 1099-R. Review IRS topic What to do if I do not receive my W2 or 1099R?   Your RMD is reported on your Form 5498 not your Form 1099-R. You would have received it last year. If you haven't received your Form 5498, contact your plan administrator.    For more information, please refer to the IRS FAQs Retirement Plan and IRA Required Minimum Distributions FAQs.  You can also review the TurboTax articles What is an RMD? and Why don't I have an RMD listed on my 1099-R?

I think you are entering a Form 1099-MISC. If so, you need to indicate that you did not have a profit motive for the income, that it will only be received in the current year and it is not associated with your job. You will see questions about that in the section where you enter the Form 1099-MISC. If you do that, the income will not be reported as self-employment income on a Schedule C.  

Issue resolved itself...   Now I am being asked for a valid school district code even though the code auto-populated from last year's return (and I verified it is the same code in the list from TurboTax).   Can someone say BUGGY???

No, you don't enter anything directly on the forms when using TurboTax.  Are the losses from selling securities?   If so, those get entered into the Investment sales section.   Where do I enter investment sales?   Or if you have rental losses, those get entered in the Rental Income and Expenses section.    Where do I enter my rental activity?   And if you have K-1 forms, follow the path in this help article - Where do I enter a K-1?