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Generally, if you had distributions from your HSA that were for qualified medical expenses and the program is telling you your withdrawal is taxable, it is likely because of how you answered the questions regarding how the funds were used or the amount of the funds that were used for qualified medical expenses.     Go back through and double check your answers to be sure that you told it that you DID use the funds for qualified medical expenses and that you entered the amount that you used for those expenses properly.     

@Opus 17 wrote: 1. My ML 1099 is online now. I know a number of clients with Merrill accounts (Edge) and none of their 1099-Bs are online currently. I believe this is typical procedure for a number of brokerage firms; the more complicated statements are simply released at later dates than otherwise (e.g., probably a lot of transactions, wash sales, basis unknown sales, etc.).   Before any firm can generate a 1099-B, they need to receive reporting from mutual funds (if those are in the portfolio) and a lot of them have a tendency to drag their collective feet. On a personal note, my daughter has two Edge account numbers. She received the 1099-B for one of the accounts a couple of days ago but has not received the 1099-B for the other account. 

Because your Medicare enrollment stated on June 1, your allowable contributions for 2025 were $3979 if covered by a family HDHP and $2208 if covered by a single plan.   All contributions made by payroll deduction are considered "employer" contributions because you agree to a reduced salary and the employer makes the contributions for you.  These are all reported on your W-2.  You only ever separately report extra contributions outside of payroll.   If your contributions were $2792, you only have excess if you were covered by a single plan, your excess amount was $584.  (If your excess was $2792, that suggests your total contributions were $5000.  Is that correct?)    When you inform the HSA bank of this and process the withdrawal of excess contribution, they will use the required formula to calculate the attributable earnings.     The return will not be on a 2025 1099-SA form since the return was processed in 2026.   In Turbotax, I assume Turbotax will calculate the amount of excess as $584 (or $2792), and will ask "will you have this returned by the deadline."  When you say yes, everything will be taken care of for you.  The attributable interest is reported on your 2025 return as interest income even if it was paid in 2026.  If Turbotax does not ask you for the interest amount automatically, you should enter it manually in the Interest Income section. (Check the box for "I did not get a 1099-INT for this interest.")   I'm actually not sure what happens with the 1099-SA you will get in 2026, we can look into that when next year comes.  But, make sure you actually asked for a "withdrawal of excess contributions" and not a regular withdrawal.  If this was processed as a regular withdrawal by accident, it's not too late to fix it but you do need to take action.  A return of excess contributions usually requires a special form to be filled out and the bank will calculate the earnings automatically.  The fact that you calculated the earnings and requested that amount specifically makes me concerned that you just got a regular withdrawal. 

No, because the State return was not transmitted. Perhaps I wasn't clear in the beginning as I wasn't aware that running the NH State download would interfere with transmitting my Federal return.   NH has no income tax and only requires filing a return under certain conditions. These conditions include interest or dividends, investment gains above a certain threshold, or if you have a business income. I met none of these conditions, however I usually run the State software to make sure that none of these thresholds are exceeded that would require me to file a State return. In the past, doing this has never caused a problem as I only e-filed the Federal return. This year however seems to have interfered with the ability to e-file the Federal return.

Distributions from a retirement plan would be listed on a Form 1099-R. You can see if there is such a form that is associated with the Canadian retirement plan in your program and delete it as follows:   1. Choose the Tax Tools option on your left menu bar while working on your return 2. Choose Tools 3. Choose the Delete a form option under Other Helpful links  4. Find the errant Form 1099-R in the list and delete it  

You can do that; put the dependents on the higher paying job.   You should complete part 2 if you have multiple jobs - otherwise both employers will think they are your only source of income, so they will both apply the same standard deduction, and you won't pay enough throughout the year.       Because you have two jobs, you must account for the total income. You have two main options: Option A (easier): Check the box in Step 2(c) on both W-4s.   This works best if the two salaries are somewhat close to each other. Option B : Use the "Multiple Jobs Worksheet" (on page 3 of the W-4 form) or the IRS Tax Withholding Estimator.  This gives you a specific dollar amount to enter on Step 4(c) (Extra Withholding) for one of the jobs.   Help with W-4s   

If you split everything and did not enter anything different on her return than your return, then I would suggest going back to double check your entries.  Maybe print them both out and go line by line to see what is different.  If they are both the same, then you would both be able to e-file both state and federal.  This likely means there is something just different enough that it is sending up that message on her return. 

Did you use a paid version of the software?   How did you pay your fees?   Did you pay upfront using a credit card or did you choose to pay from your federal refund?   How can I see my TurboTax  fees?  https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/review-fees-turbotax-online/L1XnIzgzg_US_en_US?uid=m682vq7k  

No one in the user forum can resolve a billing issue.  If you have a question about your TurboTax fees or billing, make sure you use the word “billing” in your request for help.  Do not use the word “refund.”   https://ttlc.intuit.com/turbotax-support/en-us/help-article/account-management/contact-turbotax/L2y9ZKpQB_US_en_US?uid=m5s9l2vh

@csbarbero wrote: It seems like I would have normally to file a 1041 except the amount for 2025 is below the $600 threshold.  Is this correct?   No. The $600 (or more) in gross income is applicable to estates. With respect to trusts, the threshold for filing a 1041 is $600 (or more) in gross income OR any taxable income for the tax year (regardless of gross income).   You'll find that taxable income number on Line 23 of your 1041(s) if you start preparing the return(s). If each trust has $476 in interest income and no deductions, there would be a filing requirement.

Let's make sure we have your correct Email address. Open your TurboTax. On the left sidebar. Scroll down and select Intuit Account Six boxes will appear Click Sign in & security Your account information, including Phone number and Email are available to be updated.

Not sure why you think there is a 10% penalty.   There is a 10% early withdrawal penalty if you take money out of an IRA or 401k before you are 59 1/2, but you are asking about a teacher pension---which is not the same thing.