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this is the advice for a recharacterization, a timely withdrawal and transfer to traditional IRA? is this also the advice for an untimely withdrawal?   i have missed the due date and numerous resources (including other reply in this thread) say withdraw principal, pay 6% excise, and leave earnings in ROTH. I just did this response from TurboTax that seems to say leave earnings in ROTH. What if I made an excess Roth IRA contribution because my income is too high? by TurboTax •       350 Updated December 18, 2025 3:38 PM                     Your Roth IRA contribution may be an excess contribution, depending on your modified adjusted gross income (MAGI). TurboTax will check for this. There’s a 6% per-year penalty on an excess amount for as long as the excess is in the account. You can either fix an excess contribution before the tax filing deadline (including any filing extensions), or pay the 6% penalty. To avoid the penalty before your tax filing deadline: Withdraw the excess contribution plus earnings: The earnings are included in your taxable income for the year the excess contribution was made. You’ll still receive a 1099-R to report these earnings on your tax return. Or you can recharacterize the Roth IRA contribution as a traditional IRA contribution: Contact your plan administrator for guidance on this process. After your recharacterization, see how to do this in TurboTax If you’re paying the penalty you can: Apply the excess to next year. You can: Leave the excess contribution in the Roth IRA Apply it to next year’s contribution Ensure you cover this when figuring out your contribution amounts for next year. Or, remove only the excess contribution after your tax deadline. After you file: Request a regular distribution between October 17 and December 31, 2026.  This is to remove the excess contribution- without earnings. You’ll keep the earnings in the Roth IRA account. You'll take the 6% penalty on the 2025 return. You'll avoid the penalty on next year’s tax return. Check the Roth IRA contribution limits for 2025 and 2026 to avoid future excess contributions based on your filing status and MAGI.  

As you go through the Kansas return, look for a screen titled Here's the income Kansas handles differently.   Then, click Start beside Qualified Tuition Program Contributions to enter information about your 529 plan contributions.

The $45 "refund processing fee" is not a  fee to pay your state tax due from your federal refund.   You cannot ever do that.    That fee is a fee to pay your TurboTax fees by having the fees deducted from your federal refund by a third party bank that receives your refund from the IRS, pays TurboTax, keeps $45 for itself and sends the rest of your federal refund to your account.    Avoid that $45 fee by paying TurboTax upfront before you file by using a credit or debit card.     You still have to pay the state yourself no matter how you pay your TurboTax fees.    You must pay your state tax due using the state’s preferred method of receiving payment.  For most states that will be by making a payment to the state’s own tax website, or by mailing a check or money order.     https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0  

Make sure to enter only the last 15 characters of your marketplace assigned policy number from Line 2 of your Form 1095-A and enter it without any dashes or spaces.   See this TurboTax article for more information on Form 1095-A.

after tax due date including extensions: you withdraw  the excess amount being carried forward on Form 5329, (or offset it with currently allowed contribution) . Amended return(s) will be needed supplying that Form 5329 since there is a 6% penalty per year on accreting excess contributions . Earnings stay in the Roth account.   @will-schachterle  P.S. Beware TurboTax Experts.

Can you clarify if you are working in California? If you are physically working in California, your employer may be required to withhold California taxes unless you completed a DE4 claiming exempt from withholding.   If you work in Utah, you would want Utah taxes withheld or you may need to make estimated payments.  @maryharrietshuler 

To clarify, do you have a star symbol next to line 13 and 18 of Form 8606? If yes, then TurboTax is using the Taxable IRA Distribution Worksheet per Pub. 590-B to calculate the amounts and lines 6 to 12 of Form 8606 will be blank. It will be listed as "Tax IRA Dist" in the Form list.   Generally, TurboTax will asked about your value of all of your traditional IRA, SEP, and SIMPLE IRA accounts on December 31 after you have entered all Form 1099-R and click continue.      

I just called and they're saying middle of march right before the deadline.  I've done the math on my federal taxes and I will never pay them more than I'm due to give them, in fact I'd rather pay them taxes than wait on a refund that they're holding hostage. Stop giving the federal government intrest free loans! 

This is a public web site that can be seen by anyone—including scammers and would-be identity thieves who would love to contact you and pretend to be from TurboTax.  Please remove the personal information you posted here ASAP by returning to your post and clicking the three little blue dots on the upper right to edit your post.       If you e-filed: Banking information for direct deposit is wrong or closed If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.     https://www.taxpayeradvocate.irs.gov/news/tax-tips/direct-deposit-changes-for-2026-could-affect-how-and-when-you-get-your-refund/2026/01/   You may get this notice— a cp53a notice   https://www.irs.gov/individuals/understanding-your-cp53a-notice   If you take NO action—-the IRS will freeze your refund for at least six weeks and then mail you a check.   If your refund is sent back to the IRS—- make certain that the address you entered on your Form 1040 is correct.  And…open all mail, even if it looks like junk mail.  

It sounds like you may be trying to change the amount from your W-2 in the HSA section.  It is greyed out because you need to enter it (or change it) on your W-2.  You can only change the contributions you personally made in the HSA section.   You can go to Federal,  Wages & Income,  Wages and Salaries (W-2) to revisit your W-2 entry.   For some more information, see Basics of Health Savings Accounts

Schedule CT-PE Pass-Through Entity Tax Credit is available using TurboTax Online or Desktop for individual Form 1040 returns.    For a partnership return, you will need to file CT-PTE manually and file by mail. Here's the link: https://portal.ct.gov/drs/taxes/pass-through-entity/tax-information.   @gideonesq17 

I'm a landloard, desperately trying to enter a two-to-one 1031 into TT online. Let me tell you, it's not possible. There is an interview for the 1031. But you can't dispose a rental property from the asset pages into the 1031 without triggering the full capital gains as if it were sold outright. If you don't check "Sold" then TT will depreciate the asset over the entire year, even though one should only depreciate it until the date of the sale.