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When you print your return for filing by mail, a page of mailing instructions including the addresses to use will be included.   For federal https://www.irs.gov/filing/where-to-file-paper-tax-returns-with-or-without-a-payment     For GA: https://dor.georgia.gov/mailing-address-individualfiduciary-income-tax     When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as UPS or certified mail so you will know the IRS/state received the return.   Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.  

There is no such filing status as "married filing single."     If you were legally married at the end of 2024 your filing choices are married filing jointly or married filing separately.   Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $29,200 (+ $1550 for each spouse 65 or older)  for 2024. You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit.    If you choose to file married filing separately, both spouses have to file the same way—either you both itemize or you both use standard deduction. Your tax rate will be higher than on a joint return.    Some of the special rules for filing separately include: you cannot get earned income credit, education credits, adoption credits, or deductions for student loan interest. A higher percent of your Social Security benefits may be taxable. Your limit for SALT (state and local taxes and sales tax) will be only $5000 per spouse. In many cases you will not be able to take the child and dependent care credit. The amount you can contribute to a retirement account will be affected. If you live in a community property state, you will be required to provide additional information regarding your spouse’s income. ( Community property states:  AZ, CA, ID, LA, NV, NM, TX, WA, WI)    If  you are using online TurboTax to prepare your returns, you will need to prepare two separate returns and pay twice since with online, you get one return per fee.     https://turbotax.intuit.com/tax-tips/marriage/should-you-and-your-spouse-file-taxes-jointly-or-separately/L7gyjnqyM?srsltid=AfmBOopGqCNexowW0pYgvsf7ycIkrx4VjO_63UXv6vSnfu3UEGQiKQTh   https://ttlc.intuit.com/turbotax-support/en-us/help-article/income/getting-married-mean-taxes/L2RgmagpE_US_en_US?uid=m69on7t0       HOW TO START A NEW RETURN TO FILE MARRIED FILING SEPARATELY     When you enter your own information in My Info, you have to answer the question "Were you married?"  If you click the button for Married, then a drop down will appear that asks, "Do you want to file this return together with your spouse?”   Your answer needs to be NO.   Then it will ask for information about your spouse—-their name and SSN which you must enter.   EACH spouse has to file their own separate return.   And you have to follow all of the rules which include that if one of you enters itemized deductions, the other one must also itemize.  Or…you both use standard deduction.  If you are in a community property state there are additional rules and more information to enter.         If I am filing a separate return why do I have to list my spouse’s information on my return? Even if you file separate returns (the worst way to file) you each have to list each other's SSN's and some other information on your own tax return.  The IRS can then cross check to make sure you are not "double dipping" for itemized deductions, dependents, etc.   If you are in a community property state, there is more information that will be needed. Community property states:  AZ, CA, ID, LA, NV, NM, TX, WA, WI   https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states   https://turbotax.intuit.com/tax-tips/marriage/five-tax-tips-for-community-property-states/L4jG7cq7Z    

No.    First---e-filing is closed for 2022 and 2023, so the only way to file those returns is by mail.   Online TurboTax cannot be used for past year returns.   You need to use the downloaded desktop software for each of those years on a full PC or Mac.  And...you need your W-2's.       Each tax year has to be filed separately using the forms for the specific tax year.  They cannot be combined in any way--do not even put them in the same envelope when you mail them.   You cannot change the tax year.   The current online program is for 2024 only.   Only a 2024 return can be prepared online and only a 2024 return can be e-filed.   Online preparation and e-filing for 2021, 2022, and  2023 is permanently closed. Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.   To file a return for a prior tax year  If you need to prepare a return for 2021, 2022, or 2023  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s) https://turbotax.intuit.com/personal-taxes/past-years-products/ You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.   Remember to prepare your state return as well—if you live in a state that has a state income tax.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0   When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as certified mail so you will know the IRS/state received the return.       TurboTax does not have your W-2.   W-2’s come from employers.   You might need to phone, text, drop in, email and/or snail mail an old employer to make sure they know where to send your W-2.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-forms/get-copy-w-2/L8FTim9MO_US_en_US?uid=m68ee4os     Other ways to get W-2’s:   Pay Social Security $62 per tax year for your W-2’s.:   https://faq.ssa.gov/en-US/Topic/article/KA-02501     https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/transcript-or-copy-of-form-w-2/transcript-or-copy-of-form-w-2     You can get a wage and income transcript from the IRS:  It will not show the actual W-2, 1099’s, etc, but will show the income information the IRS received.  It will not, however, show your state information. It will only show the federal information. https://www.irs.gov/individuals/get-transcript  

@pedrorivera006891 wrote: I have not received state return First, you need to be sure your state return was successfully filed.   If you efiled, be sure your efiled state return was accepted.  If you used Online TurboTax, you can check by looking at the Tax Home in your Online account.   Does it say accepted, rejected, printed, started, ready to mail, or something else?   Or did you choose to file by mail instead?  TurboTax does not mail it for you.  If you chose that method, you have to print, sign, date, and mail it.   The FAQ below tells how to check on a state refund and has a link for your state.  Then you'll see information for your state (which may include info on how long it takes in your state) and a link to go to your state's "Where's My Refund" tool.   It may also have a link to your state's department of revenue.   Your state may also have a FAQ section at it's "Where's My Refund" site that tells how long to expect in your state, and how to contact them to inquire.   Choose your state from the table in this FAQ: FAQ:  How do I track my state refund? https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_...

Sorry you're having trouble reaching someone at TurboTax Support.    If you wish, you can escalate your issue to the level of the office of the President of Intuit.  They say they will get back to you within 1 business day.      The contact form and a box for explanation of your issue is here: https://www.intuit.com/company/contact/office-of-the-president/

not sure what type of note but in general for individual bonds it can be difficult to engineer a cap gain as discount is generally treated as ordinary income especially if held to maturity.  The coupon is ordinary income so, setting that aside, I assume you're buying it at a discount and hoping for a price appreciation?   The problem you will find is that your discount starts accruing daily to the redemption price from the time you buy it and is recorded as Accrued Market Discount on 1099-B upon disposal which could be taxed ordinarily.  The smaller of the AMD and the difference between proceeds and cost basis, is recorded as ordinary income (adjusted on Form 8949 col (g) and moved to Schedule B).  Any excess above that is a capital gain.  If you hold the bond to maturity then by definition your gain is all AMD, and hence all ordinary income.  If you sell prior to maturity, the market price needs to move up higher than the basis of your bond adjusted for the AMD to get a cap gain, which depends on timing, market and properties of the bond (coupon, duration etc).   So say you buy a bond at 90 and sell it when the AMD has accrued $5 (about halfway - not sure exact calculation).  If you sell it at 94 then you have an AMD capped at $4 recorded as income, and no cap gain/loss.  If the market prices it at 96 then you have an AMD of $5 and cap gain of $1.   This is why low coupon discount munis have higher yields than higher coupon munis, because the price differential incorporated in the yield is not only taxable, but likely ordinary income rather than a cap gain.   Publication 550 goes into more details, see also instructions for the AMD handling on Form 8949 (excerpt pic below).   One way to generate cap gains from bonds is via ETFs where any price appreciation is reflected in the ETF price and is just a straight cap gain without the AMD complication; the downside of bond ETFs is the exposure to duration risk and forced selling in the fund deteriorating principal with no guarantee of recovery.   Not a CPA, just my 2 cents, hope this helps point in the right direction on this topic.  

@laurenbaird2 wrote: What did I do wrong? @laurenbaird2    The first thing you did wrong was a long time ago. As soon as you got your first paycheck with New Jersey tax withheld you should have told your employer that they should not report your pay as New Jersey wages or withhold New Jersey tax because you do not work in New Jersey (and New Jersey does not tax telecommuters). They should have refunded to you the New Jersey tax that was erroneously withheld, stopped recording your pay as New Jersey wages, and stopped withholding New Jersey tax. Your W-2 would then not even have a line of state information. I assume that the employer knew all along that you were telecommuting and not working in New Jersey. They might be confused about the New Jersey tax law, or they might have gotten bad advice. Unfortunately the error was not corrected for 2024, and probably still has not been corrected for 2025, so you are going to have the same problem when you file your 2025 tax return, unless you get it corrected now. Ideally the employer would refund to you the $3,014 that they erroneously withheld and issue a corrected W-2 with zero in boxes 16 and 17 for NJ. Then you would not have to file a New Jersey tax return at all. They might not want to do that. (They might tell you they can't do it, but I don't think that's true.) If the employer won't correct the error, you could try doing what Hal_Al suggested and file a New Jersey nonresident tax return showing no New Jersey income. I have the TurboTax software for New Jersey, so I did a quick test of your situation. Here's how you can prepare the New Jersey tax return. In the federal section of TurboTax, enter your W-2 as it is, with one state line for NJ and $3,014 in box 17. Do not split the wages or enter a line for FL. Enter everything as it appears on the W-2. Near the beginning of the New Jersey nonresident interview it asks whether you earned all of your wages in New Jersey. If you select No it asks how much you earned in New Jersey. Enter zero and proceed through the rest of the New Jersey interview. This will give you a New Jersey tax return with zero New Jersey income, zero New Jersey tax, and a refund of $3,014. In the final Smart Check it will tell you that you have to file your New Jersey tax return by mail because the New Jersey tax withheld is more than your New Jersey wages. I am assuming that you worked 100% remotely and did not work in New Jersey at all. If that's not true, then you will have to allocate part of your income to New Jersey, based on the number of days you worked there, and you might have to pay some New Jersey tax. The problem with this approach is that your W-2 shows that all of your income was earned in New Jersey. You will probably get a letter from the New Jersey Division of Taxation saying that your tax return is wrong and you have to pay New Jersey tax on the New Jersey income shown on your W-2. You will then have to try to convince them that the W-2 is wrong, the New Jersey withholding was erroneous, and you did not actually work in New Jersey. It would probably help a great deal to convince them if you can get a letter from your employer saying that the W-2 is wrong, you did not work in New Jersey, and the New Jersey tax was withheld in error. Or at a minimum the employer should give you a letter saying that you did not work in New Jersey. Since you have to file the tax return by mail, you could try enclosing a copy of the employer's letter with the return, but there's no guarantee that enclosing the letter will head off further correspondence. (Never send the original letter. Only send copies.) Ultimately you might need a tax professional to help you deal with the Division of Taxation.  

  You have to access your own account and/or  print it for yourself using exactly the same account and user ID that you used when you prepared the return.    https://myturbotax.intuit.com/   Start a 2024 return online and enter some personal information  so that the menu on the left opens up and lets you access your past year returns.   https://ttlc.intuit.com/community/prior-year-return/help/how-do-i-access-my-prior-year-return/01/27010     https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/save-2021-turbotax-online-return-pdf/L8dHfRkpT_US_en_US?uid=m5y4ch1y   Many people have multiple TT accounts and forget how to access them.  Log out of the account you are in now.     https://ttlc.intuit.com/turbotax-support/en-us/help-article/account-management/many-intuit-accounts-turbotax/L9aVfKS1Z_US_en_US?uid=ll5g6zcx Account Recovery     Or did you use the desktop version of TurboTax?  If so, the files are on your own hard drive or any backup device you used like a flash drive.     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/find-last-year-tax-data-file-tax-file-computer/L0XJvPaJr_US_en_US?uid=m6gufxei     https://ttlc.intuit.com/turbotax-support/en-us/help-article/data-systems/find-tax-data-file-mac/L4VNGm33S_US_en_US?uid=m6guhab0 You can get a free transcript from the IRS or for a fee of $30, an actual copy of your tax return. https://www.irs.gov/individuals/get-transcript https://www.irs.gov/pub/irs-pdf/f4506.pdf       SAVE YOUR TAX RETURNS ! EVERY year before mid-October you should save a copy of your tax return as a pdf and print a copy of it for your records.  That way you will not be searching online frantically when you need it for a lender, FAFSA forms, your next tax return, etc.    https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/save-2021-turbotax-online-return-pdf/L8dHfRkpT_US_en_US?uid=m6guj526   https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/save-2021-turbotax-online-return-pdf/L8dHfRkpT_US_en_US?uid=m78eb8pc In order to transfer a past year return to the new return you need the tax file   https://ttlc.intuit.com/turbotax-support/en-us/help-article/import-export-data-files/save-turbotax-online-return-tax-data-file/L4xwOG3LF_US_en_US?uid=m6guk3xl   NOTE:  TurboTax and the IRS save returns for seven years.  Returns older than seven years are purged.

after entering the income for 17V (disregard the other items for now)  later on you should be asked to enter the separate (QBI) items. TurboTax does not use 17V except to later ask for the QBI details   you can net 17AJ. TurboTax does not handle this item  you might have to manually complete form 461 which Turbotax does not do. If you are required to file this form you will have to mail in your 1040.   Who Must File File Form 461 if either (i) your net losses from all of your trades or businesses are more than $305,000 ($610,000 for taxpayers filing a joint return), or (ii) you would report a loss of more than $152,500 on any one of Form 461, lines 1 through 8.    https://www.irs.gov/forms-pubs/about-form-461