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Tried clearing cache and cookies, tried running as an administrator, tried disabling antivirus and firewall. I don't see what a different browser would do for a desktop program, especially since I cannot even open the problem.  

Will my custodian know what portion of the IRA is basis? Or do I tell them to leave the basis amount in the IRA? The reason I ask is prior to this scenario, the entire IRA was a pre-tax rollover, I made a single post tax contribution, which I immediately rolled over to Roth IRA (next day) and didn't realize the pro rata rule. So technically, there is no more post tax money (basis) in the IRA (unless you're referring simply to an amount and not a tranche as being "basis". So Now I'm trying to make the best of it for next year...

No---that would be double dipping.  The HSA money was pre-tax.   You can enter out of pocket medical expenses you paid in 2024.   MEDICAL EXPENSES The medical expense deduction has to meet a rather large threshold before it can affect your return. The amount of medical (including dental, vision, etc.)  expenses that will count toward itemization is the amount that is OVER 7.5% of your adjusted gross income. You should only enter the amount that you paid in 2024—do not include any amounts that were covered by insurance or that are still outstanding.  Of course, your medical expenses plus your other itemized deductions still have to exceed your standard deduction before you will see a difference in your tax due or refund.   To enter your medical expenses go to Federal>Deductions and Credits>Medical>Medical Expenses     2024 STANDARD DEDUCTION AMOUNTS SINGLE $14,600    (65 or older/legally blind + $1950) MARRIED FILING SEPARATELY            $14,600    (65 or older/legally blind + $1550) MARRIED FILING JOINTLY $29,200    (65 or older/legally blind + $1550) HEAD OF HOUSEHOLD $21,900    (65 or older/legally blind + $1950)    

Thank you!  This is helpful.  I wish I could received your response earlier.  I filed my return already.  I called and talked to someone from Turbo tax (supposed to be a tax expert).  She told me to override Line 3b on Form 1116 to 0 to get rid of the statement.  I hope that's ok too.... Thanks!

If you do not owe or will get a refund you have three years to file the return without penalty.   You do not really even need an extension unless you will owe.   But if you want one anyway, you can request an extension online.   EXTENSION   https://turbotax.intuit.com/irs-tax-extensions/     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-extension/need-file-extension-personal-state-taxes/L32Mt8ZNv_US_en_US?uid=m9a3q808  

Yes.  Make sure that you only roll the pre-tax money over to the 401(k).  Rolling over to the 401(k) any basis in nondeductible traditional IRA contributions is not permitted (which is why this method can be used to isolate basis from the pre-tax funds.

@ ladyswg wrote: Thank you for your reply.  I checked the TurboTax worksheet as you indicated in the Form section for Dividend and Capital gain . However, it didn't show why the qualified dividends were not used for the taxable income calculation. The worksheet started the total taxable income as the Ordinary dividends was in the calculation, not the qualified dividends. In addition, you also pinpointed that in order to qualify for the 15% qualified dividend tax rate, the taxable income for MFJ must be less than 94,050. Actually I found it is 94050 to 583,750. Am I right? Please help! @ ladyswg  Two different people provided comments above, and you responded as though it was one person.   That was not my comment in the first response above about the QDCG tax rate.    All I did was  tell you how to look at your QDCGT Worksheet.    The figure at the top of the QDCGT Worksheet comes from the Form 1040, Line 15 "Taxable Income."    That Form 1040, Line 15 amount is derived from the figures in the far right column of page 1 of the Form 1040.    It does start off that way, but it accounts for the qualified dividends as that worksheet continues.        Specifically, Line 2 of the QDCGT Worksheet is the qualified dividends amount from the Form 1040, Line 3a.  They are then subtracted out (along with capital gains, if applicable) in the next step as that worksheet continues.  The amount after subtraction is on Line 5 of that worksheet.   I just searched and found a pretty good recent Forbes article that has the Qualified Dividend Tax Rates for 2024.   In the article linked below, scroll down the page about half way, and you'll see a table showing the brackets for the 0%, 15%, and 20% levels.  From that article it looks like they are taxed at 15% for MFJ $94,051 - $583,750.   How Are Dividends Taxed? Understanding Qualified And Ordinary Tax Rates https://www.forbes.com/sites/investor-hub/article/how-are-dividends-taxed/   I'm a fellow user, not a tax expert, so I'll try to get TurboTax Expert @ThomasM125 to return to the thread to further comment on QDCG tax brackets and rates, but it depends on when he's in the forum.   Or it's possible one of the other forum experts will see the thread, too.

Thank you VERY much for the detailed explanation. Please allow me ask just a few more questions to clarify:   1. Would you please explain what you mean by "increase her income by $4,000?" -- how you get this number and how I do this on TT (i.e. how do I add this income in what category)   2. So reporting a number different from the original 1098-T is acceptable? (Box 5 in the original 1098-T is $46,000 and Box 1, $19,000). If I understood correctly, my daughter and I will enter different numbers on our returns (e.g. $0 for Box 1 for my daughter). I'm quite surprised that this could be done legally 🙂    3. Just to confirm -- $2,200 from 529 was too small to report (easily cover the housing cost), so I don't need to report it on my return, right?    4. I may not have all the receipts for her books and lab equipment. Is it ok to estimate?

No, they are not going to use your 2024 income to determine if you owe capital gains on a home you sell in 2025.  They will use your 2025 income.   Here is some information about selling a home that might help you:   SALE OF HOUSE   If your gain was more than  $250,000 filing Single, or more than $500,000 filing Married Filing Jointly the sale must be reported on your tax return.  Whether you re-invested the gain in to another house is irrelevant.  If you  have a Form 1099-S go to Federal>Wages and Income>Less Common Income>Sale of Home (gain or loss) If you owned and lived in the home as your primary residence for at least 2 of the last 5 years on the date of the sale, you do not have to report the home sale if the gain is less than $250K filing Single, or less than $500K filing Married Filing Jointly (and you both owned and lived in the home for at least 2 years).   If you are using online TT, you need Premium software to report the 1099-S  

If you've used TurboTax throughout and you have not done something that would cause TurboTax to lose your basis information (such as not transferring in the previous year's tax file ), Your Roth IRA contribution basis should be present on TurboTax's IRA Information Worksheet.